The 20 Best Credit Unions in Houston for Auto Loans

United Community Credit Union

Navigating the auto loan process can often seem overwhelming, but with the right help, it becomes significantly easier. That's where credit unions in Houston step into the picture. Houston Credit Unions are known for their competitive loan rates and personalized customer service.

With countless options available, finding the perfect auto loan can be a time-consuming process. This page is targeted for users seeking credit unions for auto loans in Houston and aims to simplify this process by comparing the offerings of different unions.

  • Affordable Rates: One key factor to compare is the interest rates provided by each credit union.
  • Customer service: Another crucial aspect is the level of customer service provided by the credit union.
  • Loan Terms: The loan term flexibility can greatly affect your overall cost.
  • Repayment Features: Specific repayment options could be advantageous depending on your situation.

By examining these differing services and key factors, making an informed decision about which Houston Credit Union to choose for your auto loan can become an easier task. Following are the 20 Best Credit Unions in Houston for Auto Loans.

United Community Credit Union

+1 713-674-5778

    1. United Community Credit Union

    4.6/5 (Más de 174 reseñas)
    1700 16th St, Galena Park, TX 77547, United States
    Credit union

    Información y Opiniones

    United Community Credit Union is a reputable credit union located in Galena Park, TX. They offer a range of services including cash advance to their members. The credit union provides wheelchair-accessible car park and wheelchair-accessible entrance for the convenience of all customers.

    With a stellar ranking of 4.6 and 174 reviews, United Community Credit Union is highly regarded by its customers. Some key points highlighted in the reviews include:

    • Kindness and compassion exhibited by staff
    • Professionalism and excellent customer service
    • Efficiency and helpfulness during transactions
    • Quick response to customer needs

    Customers have praised the staff, particularly mentioning names like Kelly, Vanessa, Beatriz, and Judith for their exceptional service. Whether you are looking for a friendly banking experience or need assistance with financial matters, United Community Credit Union is a top choice for the community.

    2. Light Commerce Credit Union

    5.0/5 (Más de 9 reseñas)
    1535 Greensmark Dr, Houston, TX 77067, United States
    Credit union

    Información y Opiniones

    Light Commerce Credit Union: Light Commerce Credit Union is a trusted credit union located in Houston, TX. They offer a variety of services to help their members achieve their financial goals. Customers praise the exceptional service and personal attention they receive from the staff, highlighting key points such as:

    • Efficient and stress-free vehicle purchasing process
    • Professional wealth management and credit repair services
    • Compassionate customer service and willingness to educate
    • Exceptional service and friendly staff

    Whether you need assistance with ATM transactions, transfers, wealth management, or credit repair, Light Commerce Credit Union is there to help. Stop by and experience their top-notch service firsthand!

    Greater Texas Credit Union

    +1 800-749-9732

      3. Greater Texas Credit Union

      4.5/5 (Más de 145 reseñas)
      5305 Bingle Rd, Houston, TX 77092, United States
      Credit union

      Información y Opiniones

      Greater Texas Credit Union is a renowned credit union located in Houston, TX. They offer a wide range of services to meet their customers' financial needs. With a ranking of 4.5 stars, this credit union is highly regarded by its clients.

      • Customers appreciate the knowledgeable, respectful, and attentive staff members.
      • The friendly and helpful service provided by employees like Lorena and Shirley is consistently praised.
      • Many customers highlight the excellent customer service experienced at this branch.

      The credit union also offers drive-through services and is wheelchair-accessible, ensuring convenience and accessibility for all customers. With positive reviews like these, it's no wonder that the Greater Texas Credit Union is a top choice for many in the Houston area.

      Space City Credit Union

      +1 713-222-1244

        4. Space City Credit Union

        4.4/5 (Más de 228 reseñas)
        3101 Harrisburg Blvd, Houston, TX 77003, United States
        Credit union

        Información y Opiniones

        Space City Credit Union is a trusted financial institution located in Houston, TX. They offer a variety of services to meet the needs of their members, including online banking and drive-through options. The credit union is known for its excellent customer service and accessibility features, such as wheelchair-accessible parking and entrances.

        • Ayana provided efficient and patient assistance with online banking.
        • Veronica went above and beyond to help a member with a payment issue.
        • Jordan, Caprisa, and Ollie were praised for their attentive and helpful service on a busy day.
        • Tamekia received a shoutout for her sweet and informative assistance with an auto loan.

        Customers appreciate the overall experience at Space City Credit Union, noting the friendly staff, low interest rates, and quick access to financial services. Whether you're looking for banking assistance or a loan, this credit union stands out for its exceptional service and support.

        Members Trust Credit Union

        +1 713-681-0339

          5. Members Trust Credit Union

          4.6/5 (Más de 37 reseñas)
          2315 Mangum Rd, Houston, TX 77092, United States
          Credit union

          Información y Opiniones

          Members Trust Credit Union is a trusted establishment offering a wide range of financial services to its members. With a favorable ranking of 4.6, it is evident that customers have had positive experiences at this credit union in Houston. Some key points highlighted in the customer reviews include:

          • Consistently great experiences over many years.
          • Excellent customer service from friendly and helpful staff members.
          • Efficient and fast loan processing with a personal touch.
          • Highly recommended for personal and business banking needs.

          Customers have praised the staff members for going above and beyond to ensure their financial well-being. From stellar loan officers like Brenda and Sharda to reliable associates like Oneida Montez, the team at Members Trust Credit Union is dedicated to providing top-notch service. Whether you're looking for a new loan or simply need assistance with your finances, this credit union is a solid choice for all your banking needs.

          Premier America Credit Union

          +1 800-772-4000

            6. Premier America Credit Union

            4.4/5 (Más de 78 reseñas)
            9630 Westheimer Rd #850, Houston, TX 77063, United States
            Credit union

            Información y Opiniones

            Premier America Credit Union is a well-established credit union located in Houston, TX. They offer a wide range of services to meet their customers' financial needs.

            Customers have left numerous positive reviews highlighting their exceptional experiences at Premier America Credit Union:

            • Professional and welcoming team
            • Excellent communication and assistance
            • Friendly and helpful staff
            • Highly recommend for all banking needs

            Whether you are looking for a new account, auto loan, or simply need some financial advice, Premier America Credit Union is there to provide top-notch service and support. Visit their website for more information or stop by their Westheimer location to experience their excellent customer service firsthand.

            PrimeWay Federal Credit Union - TMH Retail Center

            +1 713-799-6200

              7. PrimeWay Federal Credit Union - TMH Retail Center

              4.5/5 (Más de 34 reseñas)
              6550 Fannin St, Houston, TX 77030, United States
              Credit union

              Información y Opiniones

              PrimeWay Federal Credit Union - TMH Retail Center is a reputable credit union located in Houston, TX, offering a range of top-notch financial services to its members. The credit union provides excellent customer service, as highlighted by the 34 reviews with an impressive 4.5-star ranking.

              Some key points from customer reviews include:

              • I had an excellent experience with attentive and helpful staff
              • Quick, professional service provided with priority and efficiency
              • High-quality service focused on customer needs and trust built over 30 years
              • Consistently exceptional service, kindness, and helpfulness

              Customers praise the staff, such as Andre and Norma, for their exceptional guidance and service in various financial transactions. Whether it's banking needs or financial advice, PrimeWay Federal Credit Union stands out for its exemplary service and customer-centric approach.

              Reed Credit Union

              +1 713-673-3333

                8. Reed Credit Union

                5.0/5 (Más de 1 reseñas)
                10200 East Fwy #125, Houston, TX 77029, United States
                Credit union

                Información y Opiniones

                Reed Credit Union is a trusted financial institution located in Houston, TX. They offer a wide range of services to meet their customers' needs, including savings accounts, loans, and online banking options. Customers rave about their exceptional customer service and competitive rates.

                • Excellent customer service
                • Competitive rates
                • Convenient online banking options

                Experience the difference at Reed Credit Union and see why customers consistently give them a 5-star rating.

                Houston Federal Credit Union

                +1 281-243-0500

                  9. Houston Federal Credit Union

                  4.2/5 (Más de 96 reseñas)
                  8507 S Sam Houston Pkwy E, Houston, TX 77075, United States
                  Credit union

                  Información y Opiniones

                  Houston Federal Credit Union is a reputable credit union located in Houston, TX. They offer a range of services to meet customer needs, including drive-through options for convenient banking. In addition, they provide excellent accessibility features such as wheelchair-accessible parking and entrances.

                  With a ranking of 4.2 stars based on 96 reviews, their customers have highlighted some key points:

                  • Crystal provides exceptional and relatable customer service.
                  • Christian is praised for being professional, knowledgeable, and always on top of their job.
                  • Armando delivers fast, genuine, and friendly service, making customers feel valued.

                  These positive reviews showcase the dedication of Houston Federal Credit Union to providing top-notch service to their customers. If you're in need of banking services in the Houston area, consider visiting this credit union for a great experience.

                  First Eagle Federal Credit Union - Houston

                  +1 346-867-6501

                    10. First Eagle Federal Credit Union - Houston

                    4.4/5 (Más de 8 reseñas)
                    2919 Allen Pkwy #210, Houston, TX 77019, United States
                    Federal credit union

                    Información y Opiniones

                    First Eagle Federal Credit Union - Houston is a renowned Federal credit union located in Houston, TX. Customers praise this institution, highlighting some key points:

                    • I've banked with the institution for more than 10 years. Recently, I received outstanding service from Sandra Gentry, who went above and beyond to assist me.
                    • The staff, including those in Nashville, are friendly and helpful. They have provided exceptional services and products over the years.
                    • Pam Cody and her team handle requests quickly and efficiently. The staff is friendly and knows clients by name.
                    • After over 30 years of banking with First Eagle, I have always had positive experiences. However, I am puzzled about the delay in receiving a pin number.

                    These glowing reviews showcase the dedication and exceptional customer service provided by First Eagle Federal Credit Union - Houston.

                    Premier America Credit Union - Restricted Access

                    +1 800-772-4000

                      11. Premier America Credit Union - Restricted Access

                      4.3/5 (Más de 9 reseñas)
                      2001 Rankin Rd, Houston, TX 77073, United States
                      Credit union

                      Información y Opiniones

                      Premier America Credit Union - Restricted Access is a well-known credit union located in Houston, TX. The institution offers a wide range of financial services to its members, including savings accounts, checking accounts, loans, and more. One of the main highlights of this credit union is its commitment to providing exceptional customer service to everyone who walks through its doors.

                      Customers have praised Premier America Credit Union for various reasons:

                      • Great customer service and friendly staff.
                      • Personnel always helpful covering all banking needs.
                      • Always there to help with any issues.
                      • Rosa is highlighted as extremely helpful.

                      These positive reviews showcase the dedication of the staff at Premier America Credit Union in ensuring that their members receive top-notch service. Whether you're looking to open a new account, apply for a loan, or simply have a question about your finances, you can count on the knowledgeable and friendly team at this credit union.

                      PrimeWay Federal Credit Union - Permanently Closed

                      +1 713-799-6200
                      Web no disponible
                      Horario no disponible

                      12. PrimeWay Federal Credit Union - Permanently Closed

                      3.9/5 (Más de 67 reseñas)
                      3800 Washington Ave, Houston, TX 77007, United States
                      Credit union

                      Información y Opiniones

                      PrimeWay Federal Credit Union - Permanently Closed offers a wide range of financial services and features to its members. With a 3.9-star rating, based on 67 reviews, it is clear that customers are satisfied with the service they receive. Some key points from customer reviews include:

                      • Professional and kind staff that explain financial options clearly
                      • Trustworthy and honest financial advisors
                      • Outstanding customer service, competent, and friendly
                      • Convenient remote banking options for small business owners

                      Overall, PrimeWay Federal Credit Union prides itself on providing excellent customer service and financial guidance to its members, making it a top choice for those in the area.

                      Energy Capital Credit Union (CC)

                      +1 832-604-4848

                        13. Energy Capital Credit Union (CC)

                        3.6/5 (Más de 170 reseñas)
                        18540 Northwest Fwy, Houston, TX 77065, United States
                        Credit union

                        Información y Opiniones

                        Energy Capital Credit Union (CC) offers a range of services to cater to their customer needs. From cash advances to a drive-through option, they make banking convenient for their members. The credit union is also committed to accessibility with wheelchair-accessible parking and entrances.

                        • One customer expressed frustration with the lack of effective communication and customer service, leading to a poor experience.
                        • Another member praised the credit union for their quick responses and excellent customer service, recommending them for financial needs.
                        • A different individual highlighted misleading information from the credit union and negative experiences with underwriting.
                        • Another long-time customer shared their positive experience with ECCU, especially praising their outstanding customer service and assistance in setting up complex CDs.

                        These reviews showcase a range of experiences, highlighting the importance of communication and customer service in the financial sector. Energy Capital Credit Union (CC) aims to continuously improve to meet their members' expectations.

                        Harris County Federal Credit Union

                        +1 713-755-5160

                          14. Harris County Federal Credit Union

                          3.7/5 (Más de 90 reseñas)
                          1400 Franklin St, Houston, TX 77002, United States
                          Federal credit union

                          Información y Opiniones

                          Harris County Federal Credit Union is a reliable federal credit union located in Houston, Texas. They offer a variety of services, including cash advance options for their members. One standout feature is their drive-through service, making banking convenient for those on the go.

                          Customer reviews highlight the exceptional customer service provided by the staff. Some key points from the reviews include:

                          • Personalized and friendly service from representatives like Jeanette
                          • Employees who go above and beyond to assist members, like the outstanding associate mentioned
                          • Efficient and quick solutions provided by staff, as seen in interactions with Kassandra and Juana
                          • Overall positive experiences and high satisfaction as expressed by members like Ms. Pamela JONES

                          Despite some negative feedback, such as issues with customer service and accessibility to funds, the majority of reviews express satisfaction and appreciation for the service provided by Harris County Federal Credit Union.

                          15. Houston Highway Credit Union

                          3.7/5 (Más de 56 reseñas)
                          8120 Washington Ave, Houston, TX 77007, United States
                          Credit union

                          Información y Opiniones

                          Houston Highway Credit Union is a trusted financial institution that provides a wide range of services to its customers. From credit cards to loans and debt consolidation, they have got you covered. The drive-through service option makes banking convenient, and their cash advance offerings can help you in times of need.

                          Customer reviews highlight the exceptional service provided by the staff. Here are some key points from their reviews:

                          • Professional and supportive staff helped customers build credit and secure loans.
                          • Efficient and compassionate assistance with debt consolidation, allowing customers to breathe easily.
                          • Fast and easy refinancing processes that save customers money and provide honest answers to their questions.
                          • Some customers noted issues with customer service and receiving conflicting information, but ultimately found financial solutions elsewhere.

                          If you are looking for a credit union that cares about your financial well-being, Houston Highway Credit Union is the place to go. Visit their website or stop by their location to learn more about how they can assist you with your financial needs.

                          Memorial Credit Union

                          +1 713-778-6300

                            16. Memorial Credit Union

                            3.7/5 (Más de 55 reseñas)
                            7789 Southwest Fwy # 175, Houston, TX 77074, United States
                            Credit union

                            Información y Opiniones

                            Memorial Credit Union is a well-established credit union located in Houston, TX. They offer a variety of services to meet their customers' financial needs, such as cash advances and drive-through options.

                            Customers have left positive reviews highlighting exceptional customer service and knowledgeable staff. Some key points from customer reviews include:

                            • Staff members like Lesley and Erlinda provide personalized and helpful service, making customers feel confident in their decisions.
                            • Long-term members appreciate the professionalism and kindness of employees like Shirley, who have made their experience with accounts and loans positive.
                            • Customers recommend Memorial Credit Union to friends and family, noting the outstanding service provided over the years.

                            While most reviews are positive, there are some concerns raised regarding customer service for credit card-related issues. Despite this, the majority of customers rave about the personalized and professional service they receive at Memorial Credit Union.

                            USE Credit Union

                            +1 713-595-3400
                            Web no disponible

                              17. USE Credit Union

                              3.7/5 (Más de 9 reseñas)
                              9700 Richmond Ave. Suite 150, Houston, TX 77042, United States
                              Credit union

                              Información y Opiniones

                              USE Credit Union is a reputable credit union located in Houston, TX, providing exceptional financial services to its members. They offer a wide range of services to meet the diverse needs of their clients, including personalized banking solutions and expert financial advice.

                              The USE Credit Union has received positive reviews from satisfied customers, highlighting the following key points:

                              • Members for 30+ years. They are always above and beyond supportive and professional.
                              • The BEST hands down...tried other banks...USECU will actually Help you.
                              • Horrible customer service.
                              • Very sufficient and consistent.

                              These reviews showcase the dedication to customer satisfaction and quality service that USE Credit Union is known for. Experience the difference with USE Credit Union for all your banking needs.

                              Together Credit Union

                              +1 713-676-0939

                                18. Together Credit Union

                                3.6/5 (Más de 10 reseñas)
                                AB Complex, 775 Gellhorn Dr, Houston, TX 77029, United States
                                Credit union

                                Información y Opiniones

                                Together Credit Union is a reliable financial institution that offers a wide range of services to its customers. From savings and checking accounts to credit cards and loans, this credit union does it all. The personalized full-service banking provided by knowledgeable staff members ensures a seamless and hassle-free banking experience for every client.

                                Customer reviews highlight the exceptional service and convenience offered by Together Credit Union. Here are some key points from the reviews:

                                • One customer expressed frustration over a delayed card replacement but appreciated the efforts of a helpful representative.
                                • Another customer praised the quick and personalized service provided by long-time staff members.
                                • A customer mentioned concerns about operations at the credit union but still rated it positively.
                                • One long-time customer emphasized the great service provided by Together Credit Union over the years.

                                With a 3.6-star rating and positive customer feedback, Together Credit Union stands out as a reliable and customer-focused financial institution in Houston, Texas.

                                Truity Credit Union

                                +1 800-897-6991

                                  19. Truity Credit Union

                                  3.7/5 (Más de 3 reseñas)
                                  2331 CityWest Blvd #143, Houston, TX 77042, United States
                                  Credit union

                                  Información y Opiniones

                                  Truity Credit Union is a renowned credit union located in Houston, TX. They offer a variety of services such as cash advance and prioritize accessibility with wheelchair-accessible amenities.

                                  Customer reviews highlight the following key points:

                                  • Convenient location inside a corporate office
                                  • Great features similar to other Truity locations
                                  • Emphasis on accessibility with wheelchair-accessible facilities

                                  Visit their website or give them a call at +1 800-897-6991 to learn more about their services and offerings.

                                  Ctecu

                                  +1 713-532-7570

                                    20. Ctecu

                                    0.0/5 (Más de 0 reseñas)
                                    3100 Wilcrest Dr # 141, Houston, TX 77042, United States
                                    Credit union

                                    Información y Opiniones

                                    Ctecu is a reputable credit union located in Houston, TX, known for providing top-notch financial services to its members. From personal loans to savings accounts, this credit union offers a wide range of options to meet the diverse needs of its clients.

                                    Customers have praised Ctecu for its exceptional customer service, competitive interest rates, and convenient online banking features. Overall, clients have raved about the efficiency and professionalism of the staff.

                                    Some key points from customer reviews include:

                                    • Quick and responsive customer service
                                    • Competitive interest rates on loans and savings accounts
                                    • Easy-to-use online banking platform

                                    If you are looking for a reliable financial institution that puts its members first, Ctecu is the place to be. Visit their website or give them a call to learn more about the services they offer.

                                    Map of Credit Unions in Houston for Auto Loans

                                    Finding the right credit union for your auto loan is key to ensuring the best rates and insurance options for your vehicle purchase. Our detailed map outlines the locations of all credit unions within Houston. The Houston Credit Union Auto Loan guide can assist you in making an informed decision for your automobile financing needs.

                                    What are the Benefits of Choosing a Credit Union for Auto Loans?

                                    Studies show that credit unions often offer more attractive loan terms and rates compared to traditional banks. As member-owned institutions, they usually have a keen interest in their members' financial well-being. Here are some key benefits:

                                    • Lower rates: Credit unions often provide lower interest rates for auto loans.
                                    • Flexible terms: Credit unions provide more tailored loan terms, allowing for more flexibility.
                                    • Personalized service: Since credit unions are typically smaller institutions, members often receive a more personalized service.
                                    • Membership perks: Credit unions regularly offer perks to their members, which can include financial education and advisory services.

                                    How to Become a Member of a Credit Union?

                                    Most credit unions in Houston have specific membership requirements. They could be based on geographical location, employer, or affiliation with certain groups or organizations. To qualify, you will need to apply and meet their individual criteria, which often includes opening and maintaining a savings account within the institution.

                                    What Kind of Vehicles Can Be Financed Through a Credit Union Auto Loan?

                                    Vehicle financing through a credit union typically includes new and used cars, motorcycles, boats, and recreational vehicles. However, the specific types of vehicles eligible for financing can vary based on the individual credit union's policies. It's always advisable to discuss this directly with your chosen credit union.

                                    Are There Prepayment Penalties for Auto Loans with Credit Unions?

                                    Few credit unions impose prepayment penalties on their auto loans, allowing members to pay off their loans ahead of schedule without additional fees. However, this may vary from one credit union to another. It's always important to ask about the prepayment policies when you apply for your auto loan.

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