The 20 Best Credit Unions in Houston, Texas

Exploring the realm of financial institutions in Houston, Texas? Look no further! This page provides detailed and unprejudiced information about the most reputable credit unions in Houston, Texas. With countless options available, finding the perfect fit can be challenging. That's why this comprehensive guide has been designed to help users find a credit union that can cater to their unique requirements.
In today's fast-paced world, having a dependable financial partner to manage assets efficiently and effectively is crucial. Unbeknownst to many, credit unions often surpass standard banks in this regard, providing superior member-focused services and rates. This page is a tool to help patrons make an intelligent decision by comparing the top 20 credit unions in the vicinity.
- Member Services: How well does the union cater to the needs of its members?
- Interest Rates: Offering competitive rates can significantly impact the user's choice.
- Accessibility: Is the institution easily reachable both physically and digitally?
- Fees: Understanding the fee structure can be vital in estimating the total cost of banking.
- Customer Service: The efficiency of the customer service team plays a big role in problem resolution.
- Product Variety: Look for credit unions offering a wide array of financial products and services.
Choosing a credit union is an important decision that directly impacts financial health. The information on this page will aid in making an informed choice, helping to find a robust and reliable credit union in Houston, Texas. So, let's dive in and explore the 20 Best Credit Unions in Houston, Texas.
- 1. Texas Bay Credit Union
- 2. Texas Bay Credit Union
- 3. First Community Credit Union - Sam Houston
- 4. Houston Federal Credit Union
- 5. PrimeWay Federal Credit Union - Highway 290 Retail Center
- 6. Light Commerce Credit Union
- 7. Greater Texas Credit Union
- 8. Space City Credit Union
- 9. Members Trust Credit Union
- 10. Met Tran Federal Credit Union
- 11. PrimeWay Federal Credit Union - TMH Retail Center
- 12. Members Choice Credit Union - Katy Freeway
- 13. Houston Federal Credit Union
- 14. Houston Federal Credit Union
- 15. PrimeWay Federal Credit Union - Permanently Closed
- 16. Harris County Federal Credit Union
- 17. Houston Highway Credit Union
- 18. Memorial Credit Union
- 19. Navy Federal Credit Union
- 20. PrimeWay Federal Credit Union - Med Center Drive-thru

1. Texas Bay Credit Union
Información y Opiniones
- Customers appreciate the efficient and patient staff who are always quick to help find solutions to their problems.
- The seamless loan process and exceptional customer service make Texas Bay Credit Union a top choice for many.
- The convenience of banking, like drive-through services, and knowledgeable employees like Ty Wells, have left customers extremely satisfied.
- Additionally, the accessibility features and offerings such as cash advance options further enhance the overall customer experience.
If you are looking for a reliable financial institution with top-notch customer service, Texas Bay Credit Union comes highly recommended by its satisfied customers.

2. Texas Bay Credit Union
Información y Opiniones
With a remarkable ranking of 4.7 stars based on 432 reviews, it's evident that customers value the exceptional service provided by Texas Bay Credit Union. Here are some key points from customer reviews:
- Branch Representatives like Karisa Jones are highly recommended for their relentless pursuit of options to meet financial needs.
- The associates are kind, professional, and show excellent customer service.
- Customers appreciate the personalized and knowledgeable service provided by associates like Zamaris.
- Members feel like they have a personal banker and are highly satisfied with the service quality.
If you're looking for a credit union that goes above and beyond to meet your financial needs, Texas Bay Credit Union is the place to be.

3. First Community Credit Union - Sam Houston
Información y Opiniones
Customers have left glowing reviews, highlighting the following key points:
- Efrain Ruiz provides exceptional service, making customers feel at ease and welcomed.
- Customers appreciate the professionalism and knowledge displayed by the staff, such as Nadia Solomon.
- The staff goes above and beyond to assist customers, even taking the extra step to help them with their needs.
If you are looking for a credit union that values professionalism, exceptional service, and customer satisfaction, First Community Credit Union - Sam Houston is the place to go!

4. Houston Federal Credit Union
Información y Opiniones
- Mrs. Julie was amazing! She took her time to explain the different options for opening up a business & non-business account. She was patient, thorough, and extremely kind.
- I visited the Kirby location to open up a checking and savings account during my lunchtime. Julie was very welcoming and thorough when assisting me.
- Great experience with Julie Heath. She answered all my questions and was knowledgeable about the services and benefits of the accounts.
- Julie Heath is fantastic! She was a massive help. I walked in looking to open an account and she helped me immediately. She provided great guidance and made the process seamless and enjoyable. Highly recommend!
Customers appreciate the efficient and friendly service provided by the team at Houston Federal Credit Union. Whether you need assistance with account management or loans, you can trust them to provide personalized and professional service.

5. PrimeWay Federal Credit Union - Highway 290 Retail Center
Información y Opiniones
With a ranking of 4.5 stars based on 173 reviews, it's clear that PrimeWay Federal Credit Union values customer satisfaction. Here are some key points from their reviews:
- Easy auto loan process with patient and helpful staff
- Professional, friendly, and patient employees
- Excellent customer service with knowledgeable and dedicated staff
- Exceptional dedication and hard work from employees
If you're looking for a credit union that prioritizes customer service and offers a variety of financial services, PrimeWay Federal Credit Union is a top choice in Houston.

6. Light Commerce Credit Union
Información y Opiniones
Here are a few key points from customer reviews:
- Efficient and stress-free vehicle purchasing process
- Personalized customer service
- Compassionate and educating staff
- Exceptional service and great employees
Experience the exceptional service at Light Commerce Credit Union today!

7. Greater Texas Credit Union
Información y Opiniones
The team at Greater Texas Credit Union strives to make banking a positive experience for everyone. Customers have left glowing reviews praising the attentive and knowledgeable staff. Some highlights of the reviews include:
- Staff are attentive, respectful, knowledgeable, and resourceful.
- Extremely helpful and friendly service.
- Professional and courteous staff members.
- Excellent customer service provided by dedicated employees.
With a high rating of 4.5 stars and positive feedback from satisfied customers, Greater Texas Credit Union stands out as a trusted financial institution in the community. Visit their branch or website to experience their exceptional service firsthand.

8. Space City Credit Union
Información y Opiniones
Customer reviews rave about the excellent service provided by the staff at Space City Credit Union. Some key points from customer reviews include:
- Ayana was very efficient and patient in solving online banking issues.
- Veronica was extremely helpful and friendly in assisting with payment-related matters.
- Jordan, Caprisa, Ollie, and other staff members were attentive and provided 5-star service.
- Many customers praise the credit union for its low interest rates, quick access, and overall great service.
With a remarkable ranking of 4.4 and 228 reviews, it's clear that Space City Credit Union prioritizes customer satisfaction and aims to provide top-notch financial services to its members.

9. Members Trust Credit Union
Información y Opiniones
- Customers praise the exceptional customer service provided by the staff.
- The credit union is known for its efficiency in processing loan applications.
- Members value the feeling of being part of a close-knit community when banking with Members Trust Credit Union.
- Many customers appreciate the personalized attention they receive when dealing with financial matters.
With a rating of 4.6 stars, based on 37 reviews, Members Trust Credit Union has proven to be a reliable and customer-centric financial institution that goes above and beyond for its members.

10. Met Tran Federal Credit Union
Información y Opiniones
- Customers appreciate the friendly and helpful staff at Met Tran Federal Credit Union.
- Members commend the institution for its excellent customer service and competitive rates.
- One reviewer mentioned feeling safe and valued as a customer, noting the personalized attention received.
- Another member highlighted the proactive approach of the credit union, demonstrating a commitment to their financial well-being.
Whether you are looking to open a savings account or apply for a loan, Met Tran Federal Credit Union is dedicated to providing top-notch service and support to help you achieve your financial goals.

11. PrimeWay Federal Credit Union - TMH Retail Center
Información y Opiniones
Some key points from customer reviews include:
- Quick professional service provided
- High level of quality service centered around customer needs
- Excellent guidance and service
- Corporate excellence and exceptional service
With a ranking of 4.5 stars and glowing reviews, PrimeWay Federal Credit Union is a great choice for all your banking needs. Visit their website for more information or give them a call to experience their exceptional service for yourself.

12. Members Choice Credit Union - Katy Freeway
Información y Opiniones
Customer reviews highlight the exceptional service and support provided by Members Choice Credit Union:
- Customers appreciate the attentive and supportive staff, who are always available to meet their needs.
- The convenience of the credit union's small size and easy accessibility makes banking a breeze for members.
- Reviews mention the efficiency of processes like car loan applications, with quick and honest service from the staff.
- Customers praise specific employees for their professionalism and dedication to helping clients make informed financial decisions.

13. Houston Federal Credit Union
Información y Opiniones
- Crystal was super sweet and attentive to the customer's situation, making the banking experience a 10/10.
- Christian was praised for being amazing, helpful, professional, and knowledgeable. Customers appreciated the insights and tips he provided.
- Armando was highlighted for providing fast, friendly, and genuine service, making customers feel welcomed and valued.
- Customers mentioned that Alyssa and the rest of the team stayed open later to accommodate their needs, demonstrating exceptional customer service.
With a high ranking of 4.2 and glowing reviews from satisfied customers, Houston Federal Credit Union is a reliable choice for all your financial needs. Visit their website or give them a call to experience their exceptional service firsthand.

14. Houston Federal Credit Union
Información y Opiniones
- Customers appreciate the professional and patient assistance provided by the staff during the membership process.
- Positive remarks about the friendly and welcoming atmosphere at the credit union.
- Efficient service and quick resolution of issues, highlighting the staff's professionalism and dedication.
- One customer highlighted the exceptional customer service provided by a specific staff member, emphasizing their effort to resolve a complex issue.
If you are looking for a reliable and customer-oriented credit union in Houston, Houston Federal Credit Union is a great choice that values its members' satisfaction and financial needs.

15. PrimeWay Federal Credit Union - Permanently Closed
Información y Opiniones
- Grateful for the patience and help received with financial questions.
- Built trust in making financial decisions with the honest and brilliant staff.
- Highly recommended for outstanding customer service and competent staff.
- Remote banking services available for small business owners.
With a ranking of 3.9, PrimeWay Federal Credit Union strives to provide top-notch service and assistance to all its members.

16. Harris County Federal Credit Union
Información y Opiniones
Customers have shared their experiences, summarizing their feedback into key points:
- Members praise the friendly and knowledgeable staff, especially highlighting their exceptional customer service skills.
- Some members appreciate the convenience of the credit union's services, such as quick solutions to account-related queries.
- Others mention their long-standing relationship with the credit union, emphasizing trust and reliability over the years.
- However, a few reviewers express dissatisfaction with certain aspects of their experience, particularly mentioning issues with customer service and response times.
With a solid ranking of 3.7 and positive customer reviews, Harris County Federal Credit Union continues to be a trusted financial institution in the community.

17. Houston Highway Credit Union
Información y Opiniones
With a ranking of 3.7 stars, based on 56 customer reviews, it's clear that Houston Highway Credit Union has made a positive impact on many individuals. Here are some key points from customer reviews:
- A grateful customer praised Juan for helping them build credit quickly and providing support with a credit card and loan.
- Another customer thanked Juan for helping with debt consolidation, allowing them to move forward with healthy finances.
- A review highlighted the friendly and professional staff, particularly praising Juan for his knowledge and assistance during a time of need.
- One customer expressed appreciation for the easy and money-saving experience re-financing a vehicle with Juan, emphasizing quick responses and honest answers from the team.
Customers value the personalized and efficient service provided by Houston Highway Credit Union, making it a top choice for financial assistance in the area. Visit their website or contact them to experience their exceptional service firsthand.

18. Memorial Credit Union
Información y Opiniones
- Customers praise the personalized attention and guidance received from knowledgeable staff like Lesley and Erlinda.
- Positive feedback highlights the professionalism and efficiency of employees like Shirley J. and Jackie.
- Members appreciate the long-standing relationships built with the credit union and recommend their services to friends and family.
- However, some negative feedback points to issues with customer service for credit card inquiries.
Whether you are looking for cash advances, drive-through services, or wheelchair-accessible options, Memorial Credit Union strives to provide excellent service to all its members. Visit their website or give them a call to learn more about how they can assist you with your financial goals.

20. PrimeWay Federal Credit Union - Med Center Drive-thru
Información y Opiniones
Customers have shared their experiences through reviews:
- Lost checks and delayed wire transfers caused frustration.
- Positive feedback on the service and staff, especially the helpfulness of Alex.
- Complaints about slow service, high fees, and unprofessional behavior from staff members.
- Praises for excellent customer service, professionalism, and patience in assisting with financial transactions.
Whether you're looking for a reliable credit union or need assistance with financial services, PrimeWay Federal Credit Union - Med Center Drive-thru aims to provide the best customer experience possible.
Map of Credit Unions in Houston, Texas
Navigating the financial landscape of Houston, Texas can be complicated. To simplify your search, we've assembled a comprehensive guide to credit unions in the area. Explore your options easily, from large institutions to smaller local branches. With our help, finding the right credit union for your needs becomes effortless. Survey the map below showcasing all credit unions operating in Houston, Texas.
What is a credit union?
A credit union is a member-owned financial cooperative that offers various banking services, including savings and checking accounts, loans, and credit cards. Unlike traditional banks, credit unions are nonprofit organizations that prioritize serving their members' interests.
Members of a credit union typically have something in common, such as living in the same community or working for the same employer. By joining a credit union, members can access competitive interest rates and personalized customer service.
Many credit unions operate on a local or regional level, providing services to specific communities or regions. For example, there are numerous credit unions in Houston, Texas that cater to the needs of residents in the area.
How do credit unions in Houston, Texas differ from traditional banks?
Credit unions in Houston, Texas differ from traditional banks in several key ways. One of the main differences is that credit unions are member-owned cooperatives, while banks are typically for-profit institutions owned by shareholders.
Another difference is that credit unions often offer lower fees and better interest rates on savings and loans compared to traditional banks. This is because credit unions are not focused on generating profits for shareholders, but rather on serving the financial needs of their members.
Additionally, credit unions in Houston, Texas tend to have a more personalized approach to customer service, as they prioritize building relationships with their members and understanding their unique financial situations.
How can I join a credit union in Houston, Texas?
To join a credit union in Houston, Texas, you typically need to meet the membership criteria set by the credit union. This criteria may include living or working in a specific area, being employed by a certain company, or belonging to a particular organization.
Once you determine your eligibility for membership, you can fill out an application to join the credit union. This process may require providing personal information, such as your contact details and identification documents.
After your application is approved, you will become a member of the credit union and gain access to its various financial products and services. As a member, you will have a say in the credit union's operations and may be able to participate in voting on important decisions.
What services do credit unions in Houston, Texas offer?
Credit unions in Houston, Texas offer a wide range of financial services to their members, including savings and checking accounts, loans, credit cards, and investment products. Many credit unions also provide online and mobile banking options for convenient access to account information.
In addition to traditional banking services, credit unions in Houston, Texas may offer financial education programs, debt counseling, and other resources to help members improve their financial literacy and achieve their financial goals.
Some credit unions in Houston, Texas may also partner with local businesses to provide discounts and special offers to their members, further enhancing the value of membership.
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