The 22 Best Hard Money Lenders in Houston

Navigating through the intricate world of hard money lending can be complex, especially when searching locally in Houston. This guide is crafted to help users find the best hard money lenders in their vicinity, offering comparison to aid in decision making.
These lenders provide quick funding solutions, reliable services, and competitive terms that adhere to the specific needs of each customer.
- Quick Funding: For those looking for immediate funds.
- Reliable Service: Lenders with excellent track records.
- Competitive Terms: Reasonable interest rates and term lengths.
- Local Experience: Lenders who understand Houston's market.
- Flexible Options: Catering to unique or challenging loan requests.
Keeping these key points in mind, browse through the comprehensive list to find The 22 Best Hard Money Lenders in Houston.
- 1. Noble Mortgage & Investments
- 2. Blink Lending & Investments
- 3. Catalyst Funding, LLC
- 4. Jet Lending, LLC
- 5. Clear Lending - First Time Home Buyer Loans
- 6. Tidal Loans
- 7. FlipCo Financial
- 8. Larry The Lender | Hard Money Lender
- 9. Zeus Lending
- 10. Motto Mortgage Lonestar
- 11. Priority Investor Loans
- 12. Texas Money Lender
- 13. EZ Hard Money Lender of Houston
- 14. AMI Lenders Inc
- 15. Texas Funding Corporation
- 16. Sterling Investor Capital, LLC, Direct Texas Hard Money Lender
- 17. New Silver
- 18. CFRE, LLC Hard Money Lenders Pasadena
- 19. Flatbay Capital
- 20. TLD Hard Money Lender Houston
- 21. Home Equity Loans
- 22. Private Leverage

1. Noble Mortgage & Investments
Información y Opiniones
- Christopher Moore facilitated the process with professionalism and trust.
- Loan officer, Chris Moore, was responsive, knowledgeable, and patient.
- The team has great communication, quick responses, and is always creative in finding solutions.
- Noble Mortgage goes the extra mile for their clients, treating them like family.
Customers appreciate the prompt response, professionalism, and diligence shown throughout the process. Whether it's navigating tough situations or handling tricky deals, Noble Mortgage & Investments is dedicated to providing exceptional service to their clients. Trust them to guide you through your real estate and lending needs with expertise and care.

2. Blink Lending & Investments
Información y Opiniones
- Efficient and informative communication throughout the entire process
- Knowledgeable and helpful team members who go above and beyond
- Clear and concise information provided, making the process stress-free
- Competitive interest rates and personalized service tailored to individual needs
The team at Blink Lending & Investments prides themselves on providing top-notch service and ensuring that each customer has a seamless and enjoyable experience when securing a mortgage. Their dedication to customer satisfaction and professionalism is clear from the glowing reviews they have received.

3. Catalyst Funding, LLC
Información y Opiniones
- Professionalism, expertise, and genuine care demonstrated by the lenders.
- Smooth and efficient mortgage process with proactive communication.
- Dedication to finding the best solutions tailored to individual needs.
- Exceptional service that deserves five stars.
Customers highlight their positive interactions with lenders like Chris Williams, Casey Cummings, and Jonathan Hicks, underscoring the dedicated and reliable service provided by Catalyst Funding. Visit their website to learn more!

4. Jet Lending, LLC
Información y Opiniones
- Customers appreciate the professionalism and attention to detail of the team, particularly highlighting Nakita's valuable support.
- Jet Lending's thorough property analysis has saved customers from risky investments, earning praise for their honesty and expertise.
- The team at Jet Lending has been described as communicative, efficient, and highly recommended for their seamless application process and on-time closings.
- Rob and Nakita have been recognized for their exceptional customer service and dedication, making the lending experience smooth and stress-free for customers.
If you're looking for a reliable loan agency with online appointments and on-site services, Jet Lending, LLC is the go-to choice in Houston for your property funding needs.

5. Clear Lending - First Time Home Buyer Loans
Información y Opiniones
- Joan and his team provide exceptional service and guidance, making the homebuying process enjoyable for first-time buyers.
- They secure competitive rates and negotiate on behalf of clients to ensure the best possible outcome.
- Clients appreciate the professionalism, responsiveness, and dedication of Joan and his team throughout the entire process.
- Clear Lending is highly recommended for anyone looking to purchase their first home or move into a new one.

6. Tidal Loans
Información y Opiniones
- We completed almost 10 transactions with Tidal Loans in the past year, and the professionalism and dedication of the team were outstanding.
- Working with Chad & Team was a remarkable experience due to their extraordinary patience and dedication to customer service.
- The staff, especially Mr. Eric Beckham, was friendly, efficient, and incredibly easy to work with, making the process smooth and hassle-free.
Customers like Eddie Jackson and MPS have praised the quick and simple loan application process, highlighting the exceptional service provided by the team at Tidal Loans. Whether you are a first-time customer like Tabi Khawaja or a returning client, Tidal Loans treats everyone with the highest level of professionalism and expertise. Visit their website for more information and outstanding services.

7. FlipCo Financial
Información y Opiniones
- Customers appreciate the easy and fast loan process at FlipCo Financial.
- The team is highly knowledgeable, patient, and professional, guiding clients through every step of the process.
- FlipCo Financial team members are praised for their exceptional customer service, attention to detail, and commitment to helping clients succeed in their real estate investments.
Whether you are a first-time investor or an experienced real estate professional, FlipCo Financial is the go-to choice for reliable and efficient financial solutions. Contact FlipCo Financial today to see how they can help you achieve your investment goals.

8. Larry The Lender | Hard Money Lender
Información y Opiniones
- Efficient loan processing
- Honesty and transparency
- Expertise in real estate financing
- Exceptional customer service
Customers highlight the team's professionalism, efficiency, and integrity, making Larry The Lender a trusted choice for anyone in need of financial assistance. Their commitment to providing top-notch service sets them apart in the loan industry.

9. Zeus Lending
Información y Opiniones
- Personalized attention and expert guidance
- Clear communication and competitive rates
- Efficient and smooth closing process
- Knowledgeable and responsive staff
If you are looking for a reliable and trustworthy mortgage provider, Zeus Lending comes highly recommended by satisfied customers.

10. Motto Mortgage Lonestar
Información y Opiniones
- Professional and prompt communication with clients
- Knowledgeable and well-versed staff
- Smooth and easy process with step-by-step guidance
- Open communication and excellent skillset
Customers rave about Anthony Fontana and his team, praising them for going above and beyond, guiding them through the mortgage process, and providing reliable and trustworthy services. If you're in need of mortgage assistance in Houston, Motto Mortgage Lonestar should be your first call.

11. Priority Investor Loans
Información y Opiniones
With a remarkable rating of 4.7 based on 35 reviews, customers have shared their positive experiences with Priority Investor Loans. Here are some key points from their feedback:
- Efficient and responsive service from knowledgeable professionals.
- Prompt and clear communication throughout the transaction process.
- Top-tier customer service and attention to detail.
- Competitive rates and options for low down payments.
Clients appreciate the personalized approach and expert guidance provided by the team at Priority Investor Loans. If you are looking for a reliable and trustworthy mortgage lender for your property investments, consider reaching out to Priority Investor Loans for top-notch service.

12. Texas Money Lender
Información y Opiniones
- Professionalism and extensive knowledge in finance and the market
- Quick and effective solutions to unexpected challenges
- Proactive, reliable, and caring approach to customer service
With a perfect 5.0-star rating, Texas Money Lender is the go-to option for anyone looking for a trusted and reliable lender. Contact them today for all your mortgage needs!

13. EZ Hard Money Lender of Houston
Información y Opiniones
One satisfied customer mentioned in a review that they had a time-sensitive deal that Gregg helped them close within one day, saving the contract extension. The customer expressed their eagerness to work together on future deals.
In summary, customers appreciate:
- Quick approval and closing process
- Efficient and effective communication
- Great potential for future partnerships
If you are in need of mortgage lending services in Houston, don't hesitate to contact EZ Hard Money Lender for a seamless and professional experience.

14. AMI Lenders Inc
Información y Opiniones
- Customers rave about the reliability and professionalism of AMI Lenders Inc.
- The team is praised for their swift response to inquiries and for making the loan process easier for clients.
- Clients appreciate the bilingual services offered in English and Spanish, as well as the knowledgeable staff who are always available to answer questions.
- One customer even mentioned that AMI Lenders Inc stands out for their excellent service orientation and expertise in real estate loans.

15. Texas Funding Corporation
Información y Opiniones
- Knowledgeable and friendly staff
- Excellent customer service
- Professionalism and honesty
- Fast and reliable service
Customers have praised Texas Funding Corporation for their outstanding service and efficiency. One reviewer highlighted the helpfulness of Larissa, while another mentioned the professionalism and honesty of the team. Overall, Texas Funding Corporation is highly recommended for anyone in need of financial assistance or loans.

16. Sterling Investor Capital, LLC, Direct Texas Hard Money Lender
Información y Opiniones
- Professional and efficient team
- Quick and easy loan process
- Great communication and dedication
- Exceptional customer service
With a 4.2-star rating and glowing reviews, it's clear that Sterling Investor Capital, LLC goes above and beyond for their clients. If you're in need of a hard money lender, look no further than Sterling Investor Capital, LLC.

17. New Silver
Información y Opiniones
Customer reviews highlight the following key points:
- Professional and knowledgeable staff
- Quick and efficient loan processing
- Competitive interest rates
- Excellent customer service
If you are in need of a reliable mortgage lender in the Houston area, consider reaching out to New Silver for all your financing needs. Visit their website for more information on the services they offer or give them a call at +1 855-844-5626.

18. CFRE, LLC Hard Money Lenders Pasadena
Información y Opiniones
Customers have praised CFRE, LLC for the following:
- Excellent customer service and communication throughout the loan process
- Quick approval and funding timelines
- Competitive rates and flexible terms
Experience the top-notch services of CFRE, LLC Hard Money Lenders Pasadena and let them help you achieve your real estate goals. Contact them today to learn more about their offerings.

19. Flatbay Capital
Información y Opiniones
- Customers praise the friendly and knowledgeable staff who are always willing to help.
- The approval process is fast and efficient, saving customers time and hassle.
- Competitive interest rates make Flatbay Capital a top choice for borrowers.
Whether you need a personal loan or assistance with business financing, Flatbay Capital has you covered. Visit their website to learn more about the services they offer and how they can help you achieve your financial goals.

20. TLD Hard Money Lender Houston
Información y Opiniones
- Customers rave about the personalized service they receive at TLD Hard Money Lender Houston.
- Their competitive rates and flexible terms make them a top choice for many borrowers.
- The knowledgeable staff is always willing to go the extra mile to ensure customer satisfaction.
- Overall, customers appreciate the efficiency and professionalism of TLD Hard Money Lender Houston.
Whether you are a first-time home buyer or a seasoned real estate investor, TLD Hard Money Lender Houston has the expertise to assist you with your financial needs. Contact them today to learn more about their services and how they can help you achieve your goals.

21. Home Equity Loans
Información y Opiniones
Customers have praised Home Equity Loans for their excellent service and knowledgeable staff. Some key points from recent reviews include:
- Great rates and terms for home equity loans.
- Professional and courteous team that guides you through the entire process.
- Quick and efficient service, making the loan application process a breeze.
Overall, Home Equity Loans stands out for their dedication to customer satisfaction and commitment to helping clients achieve their financial goals. With a diverse range of loan options and personalized assistance, they are a top choice for anyone in need of mortgage lending services.

22. Private Leverage
Información y Opiniones
- Customers praise the professionalism and knowledge of the team.
- The customer service is top-notch, with clients feeling valued and heard.
- Private Leverage offers competitive rates and flexible terms to meet individual needs.
Whether you are a first-time homebuyer or a seasoned real estate investor, Private Leverage is dedicated to helping you achieve your financial goals. Contact them today to learn more about their services and how they can assist you in your lending needs.
Map of Hard Money Lenders in Houston
Looking to fund your real estate investment in Houston? Explore our comprehensive map of all hard money lenders in Houston, one of America's most vibrant property markets. This useful tool should help make your search easier. Find local lenders offering the most competitive rates in the market to provide the perfect solution for your financing needs.
What are the key benefits of using hard money lenders?
One of the main advantages of working with hard money lenders is the speed at which loans can be funded. Traditional banks can take weeks or even months to approve a loan application, while hard money lenders can often provide funding in a matter of days. Another benefit is that hard money lenders are typically more flexible when it comes to credit requirements. They are more interested in the value of the property being used as collateral rather than the borrower's credit score.
Additionally, hard money lenders may be willing to fund projects that traditional banks would not consider, such as fix-and-flip properties or properties in need of significant renovations. This can open up opportunities for real estate investors that may not be possible through traditional financing.
Finally, hard money lenders often have a simpler application process and require less paperwork than traditional banks, making it easier and quicker for borrowers to secure funding for their real estate investments.
How do hard money lenders determine loan terms and interest rates?
Hard money lenders typically base their loan terms and interest rates on the loan-to-value (LTV) ratio of the property being used as collateral. The LTV ratio is the percentage of the property's value that the loan amount represents. Hard money lenders may also consider the borrower's experience, credit history, and the potential profitability of the real estate project when determining loan terms.
Interest rates for hard money loans are generally higher than those for traditional bank loans due to the increased risk involved for the lender. Additionally, hard money lenders may charge additional fees, such as origination fees or processing fees, to cover their costs and mitigate risk.
Ultimately, loan terms and interest rates will vary depending on the lender, the property, and the borrower's specific circumstances. It's important for borrowers to carefully review and compare offers from different hard money lenders before making a decision.
What types of properties do hard money lenders typically finance?
Hard money lenders typically finance a wide range of properties, including residential properties, commercial properties, and land. They may provide funding for purchases, renovations, or refinancing of properties that are not eligible for traditional bank financing.
Common types of properties that hard money lenders may finance include fix-and-flip properties, rental properties, multi-family properties, and distressed properties. They may also provide funding for construction projects, bridge loans, or short-term financing needs.
While the specific types of properties that hard money lenders finance can vary, they are generally more interested in the value and potential profitability of the property rather than the borrower's credit history or financial situation.
How can I find reputable hard money lenders in Houston?
When looking for reputable hard money lenders in Houston, it's important to do your research and carefully vet potential lenders. One way to find hard money lenders is to ask for recommendations from other real estate investors, professionals in the industry, or local real estate associations.
Additionally, you can search online for hard money lenders in Houston and read reviews from past clients to get a sense of their reputation and track record. It's also a good idea to meet with potential lenders in person or over the phone to discuss your project and ask any questions you may have.
Before deciding on a hard money lender, be sure to review their loan terms, interest rates, fees, and experience in funding similar projects. Working with a reputable and experienced hard money lender can help ensure a smooth and successful real estate transaction.
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