The 20 Best Mortgage Lenders in Houston

In the vibrant city of Houston, home ownership can become a reality with the help of trusted mortgage lenders. This page is designed to guide individuals in their quest to find a mortgage lender that understands their unique financial situation and provides tailored solutions.
Below is a comprehensive list of the 20 Best Mortgage Lenders in Houston, each showcasing a track record of offering competitive rates, personalized service, and a range of mortgage options. Navigate this list to compare each lender and find your ideal match.
- Various Mortgage Options: From fixed-rate to adjustable-rate mortgages, find a lender that offers a variety of mortgage options to suit your needs.
- Competitive Interest Rates: Search for lenders who provide attractive interest rates to make your home loan affordable.
- Customer Service: Look for lenders reputed for exceptional customer service, providing guidance at every step of your home buying process.
- Local Knowledge: Lenders familiar with Houston’s real estate market can provide key insights and assistance.
- Approval Speed: As timing becomes critical for securing your dream home, consider lenders with fast and efficient approval processes.
- Loan Terms: Choose a lender that offers comfortable loan terms that fit within your long-term financial plan.
With a careful comparison of the mortgage lenders listed below, you can make an informed decision, ensuring the best possible deal for your home loan. Now, let's dive into the detailed list of the 20 Best Mortgage Lenders in Houston.
- 1. Loan Factory
- 2. Republic State Mortgage Co
- 3. Noble Mortgage & Investments
- 4. Blink Lending & Investments
- 5. Sente Mortgage
- 6. The Wood Group of Fairway Independent Mortgage Corp.
- 7. Rock Mortgage Houston | Rock Mortgage Services LP
- 8. James J Ward | Fairway Independent Mortgage Corporation Branch Manager
- 9. Owen Raun • Houston Mortgage • Conventional, Jumbo and Construction Loan Lender • NMLS # 28820
- 10. Cornerstone Home Lending
- 11. Clear Lending - First Time Home Buyer Loans
- 12. Texas Loan Star Inc
- 13. Boxwood Mortgage LLC
- 14. Silver Mortgage
- 15. Security America Mortgage, Inc.
- 16. Top One Mortgage, LLC (Houston - NMLS # 257832)
- 17. Houston Mortgage Loans - Alexandre Murphy
- 18. Zion Mortgage
- 19. Armando Alaniz, Mortgage Broker
- 20. Amistad Mortgage LLC (NMLS 675053)

1. Loan Factory
Información y Opiniones
- Customers praise the team for their professionalism and helpfulness throughout the loan process.
- They appreciate the quick responses to inquiries and the ability to secure excellent interest rates.
- The Loan Factory team is commended for their clear explanations, routine follow-ups, and efficient handling of paperwork.
- Clients highlight the seamless and fast closing process, making their home buying experience stress-free and enjoyable.
With a perfect rating of 5.0 stars based on 1274 reviews, Loan Factory continues to impress customers with their outstanding service and commitment to excellence. Contact them today for all your mortgage needs!

2. Republic State Mortgage Co
Información y Opiniones
- Kristi was fantastic to work with, offering expert advice and making the process smooth and efficient.
- Tracy and Republic State Mortgage Co provided an honest, clear, and fast service, guiding clients every step of the way.
- The process was hassle-free, with every step informed, making it an amazing experience for the client.
- Kevin and his team demonstrated exceptional professionalism, precise estimates, and exceptional responsiveness, earning high recommendations.
Customers praise the team's friendliness, professionalism, and knowledge, making the home-buying experience exciting and stress-free. For a seamless mortgage process and expert guidance, trust Republic State Mortgage Co.

3. Noble Mortgage & Investments
Información y Opiniones
- Professional and facilitative service from start to finish
- Responsive, knowledgeable, and patient loan officers
- Great communication, quick responses, and creative problem-solving
- Experts in the field, guiding clients through the process with care and dedication
Customers rave about the team at Noble Mortgage, praising their attention to detail and commitment to their clients. If you're looking for a reliable and trustworthy mortgage lender in Houston, look no further than Noble Mortgage & Investments.

4. Blink Lending & Investments
Información y Opiniones
- Customers praise the great communication and guidance provided by Ravi and his team, making the house buying process a positive experience.
- Many clients highlight the team's prompt responses to questions and concerns, ensuring a smooth and stress-free process.
- Reviewers mention the professionalism and commitment of Blink Lending's team, with special mentions of individuals like Paul, Kelsey, Vanessa, and Oscar for their exceptional service.
- Clients appreciate the competitive rates Blink Lending offers on mortgages, along with the clarity and transparency in terms of costs and fees.
With a 5-star rating and numerous positive reviews, Blink Lending & Investments is a go-to choice for individuals looking for a reliable and trustworthy mortgage lender in the Houston area. Their dedication to customer satisfaction and personalized approach set them apart in the industry.

5. Sente Mortgage
Información y Opiniones
- Tim Berry, a mortgage banker at Sente Mortgage, is praised for his knowledge, wisdom, and ability to provide the best loan options for any real estate finance.
- Dan and his team are described as true professionals who never give up and work relentlessly to ensure a successful closing.
- Garrett is commended for keeping first-time home buyers informed and calm throughout the stressful process, leading to an early closing and great communication.
- Dan Monson and his team receive accolades for their excellent job in handling every detail of home loans and mortgages, making the process easy and offering valuable advice whenever needed.
These reviews demonstrate the high level of professionalism, expertise, and dedication that customers can expect when working with Sente Mortgage. Whether you are a first-time home buyer or a seasoned vet, Sente Mortgage is sure to provide a personalized and exceptional mortgage experience.

6. The Wood Group of Fairway Independent Mortgage Corp.
Información y Opiniones
- Mitch's knowledge, care for clients, and excellent communication skills set a high standard for mortgage lenders.
- The team goes above and beyond to guide customers through the process, keeping them informed and happy along the way.
- Ashley's dedication, expertise, and commitment to excellence ensure a fast, correct, and remarkably hassle-free home buying journey.
- Customers praise the team's efficiency, professionalism, and ability to make the complex process feel painless.
Whether you are a first-time buyer or a seasoned homeowner, The Wood Group is the go-to choice for trustworthy, experienced, and reliable mortgage services in Houston. Book an appointment today to experience a seamless home buying experience!

7. Rock Mortgage Houston | Rock Mortgage Services LP
Información y Opiniones
- Billy Evans at Rock Mortgage made the home buying process stress-free, answering questions promptly and professionally.
- Eduardo Adame and his team stood out for their expertise, dedication, and commitment to finding the best solutions for their clients.
- Spence and Christian De Aguinaga made first-time homebuyers feel comfortable and supported throughout the process, with rapid response times.
- Sael Torres provided an amazing experience, making a game plan and guiding clients every step of the way, along with a fantastic team at Rock Mortgage.
These are just a few examples of the outstanding service and dedication that Rock Mortgage provides to their clients. If you're looking for a reliable and professional mortgage lender in Houston, Rock Mortgage is the way to go.

8. James J Ward | Fairway Independent Mortgage Corporation Branch Manager
Información y Opiniones
- James is an invaluable asset, providing clear and concise financial advice.
- He and his team offer efficient, streamlined, and expedited processes, ensuring smooth transactions.
- Clients appreciate their commitment to clear communication, attentive guidance, and personal touch throughout the journey.
Whether you are a first-time homebuyer or seasoned investor, James J Ward | Fairway Independent Mortgage Corporation is a reliable, knowledgeable, and dedicated partner for all your mortgage needs. Contact them today for a stress-free and successful home purchase experience.

9. Owen Raun • Houston Mortgage • Conventional, Jumbo and Construction Loan Lender • NMLS # 28820
Información y Opiniones
- Owen is known for his guidance throughout the homebuying process, ensuring a smooth and hassle-free experience.
- Customers appreciate Owen's quick responses and reliability when it comes to securing mortgages within aggressive timelines.
- Many clients have highlighted Owen's knowledge and friendly demeanor, making the process of obtaining a mortgage a pleasant one.
Whether you are a first-time homebuyer or looking to refinance, Owen Raun is a trusted partner you can rely on for all your mortgage needs.

10. Cornerstone Home Lending
Información y Opiniones
- Customers appreciate the professionalism and knowledge exhibited by the staff, making the lending process smooth and comprehensible.
- The team, led by individuals like Jeff and Richard, has been lauded for its excellent customer service and commitment to finding the best deals for clients.
- Reviewers highlight the timely responses and supportiveness of professionals like Oscar Chow and Mrs. Quintero, praising their patience and efficiency throughout the home buying process.
- Clients are also impressed by the communication and reliability of individuals like Nick Gilbert, who ensure a stress-free closing on their homes.
With a focus on customer service and expertise in the field, Cornerstone Home Lending stands out among its competitors, making it a top choice for those in need of lending assistance. Contact them today for all your mortgage needs!

11. Clear Lending - First Time Home Buyer Loans
Información y Opiniones
- Customers rave about the personalized service they receive, with Joan and his team going above and beyond to explain the homebuying process, negotiate great rates, and provide guidance every step of the way.
- Many clients have highlighted the team's commitment to helping first-time homebuyers navigate the often intimidating process, making it a seamless and stress-free experience.
- Several reviewers mention the competitive rates Clear Lending offers, along with their ability to secure loans that other lenders couldn't, providing a solution when others had turned them away.
These glowing reviews speak volumes about the dedication and expertise of Clear Lending - First Time Home Buyer Loans. If you're in the market for a new home or looking to refinance, look no further than this trusted mortgage lender.

12. Texas Loan Star Inc
Información y Opiniones
With a ranking of 4.8, Texas Loan Star Inc has received 129 reviews from satisfied customers. Some key points from customer reviews include:
- Smooth process with great communication and support from the team
- Easy and efficient experience with polite and professional staff
- Fast response times and willingness to go above and beyond
- Highly recommended for their exceptional service and dedication
If you are in need of mortgage services, Texas Loan Star Inc comes highly recommended by their customers for their professionalism and expertise in the industry. Visit their website for more information and to get started on your loan process today.

13. Boxwood Mortgage LLC
Información y Opiniones
- The outstanding professionalism and attention to detail of the team, specifically George and Lidia
- The excellent service provided by Patti, who made the home buying process stress-free and efficient
- The dedication and support from the entire team, ensuring that clients are well informed and taken care of
- The responsiveness and personalized touch offered throughout the loan process, making it a pleasant and successful experience
Customers rave about the quick and smooth process, with one customer even finding their dream home and closing within a month. The team at Boxwood Mortgage LLC goes above and beyond to assist clients, ensuring a positive and seamless experience.

14. Silver Mortgage
Información y Opiniones
- Transparent and helpful communication throughout the entire process
- Extensive knowledge and personalized attention to detail
- Smart financing strategies and excellent rates provided
- Availability and problem-solving skills that make the process smooth
Clients appreciate the professionalism and dedication shown by Steve and his team at Silver Mortgage. If you are looking for a stress-free mortgage process with competitive rates and exceptional service, Silver Mortgage comes highly recommended.

15. Security America Mortgage, Inc.
Información y Opiniones
- Professional and knowledgeable staff
- Efficient and streamlined process
- Competitive rates and terms
Customers praise the Accessibility options available, such as wheelchair-accessible car park and entrance, making it easier for everyone to access their services. Visit their website for more information and start your journey towards homeownership today!

16. Top One Mortgage, LLC (Houston - NMLS # 257832)
Información y Opiniones
Here are some key points from customer reviews:
- Responsive and proactive staff
- Seamless and stress-free loan process
- Reliable and trustworthy service
- Professionalism and knowledge beyond expectations
Customers praise individuals like Evelyn for her problem-solving skills and dedication. The team at Top One Mortgage, LLC, including Michelle and Vincent, are commended for their knowledge and responsiveness. If you are looking for a reliable and dedicated mortgage lender in Houston, Top One Mortgage, LLC comes highly recommended.

17. Houston Mortgage Loans - Alexandre Murphy
Información y Opiniones
Customers have shared their positive experiences with Houston Mortgage Loans, highlighting the following key points:
- Exceptional professionalism and kindness shown by Alexandre Murphy
- Efficient and timely processing of mortgage loans
- Highly responsive and available to answer any questions or concerns
- Ability to make the home buying process less stressful and more straightforward
These reviews reflect the commitment of Houston Mortgage Loans to exceeding customer expectations and assisting clients in achieving their homeownership goals. If you are in need of mortgage services in Houston, don't hesitate to reach out to Alexandre Murphy and the team at Houston Mortgage Loans.

18. Zion Mortgage
Información y Opiniones
The positive feedback from their customers speaks volumes about their service:
- Responsive team, working diligently to close loans quickly
- Helpful facilitators in answering lender's questions promptly
- Above and beyond customer service without expensive fees
- Great rates and prompt action in paperwork and documentations
It's clear that clients trust and appreciate the professionalism and efficiency of Zion Mortgage. Their commitment to excellence shines through in every review, making them a top choice for anyone seeking mortgage services.

19. Armando Alaniz, Mortgage Broker
Información y Opiniones
- Professional and friendly service that goes above and beyond
- Always available to answer questions and provide guidance
- Efficient and timely loan approval process
- Excellent communication and support from start to finish
Customers rave about the team's dedication and expertise, emphasizing their commitment to making the home buying experience a positive one. If you are in need of a Mortgage loan and want a team that truly cares about your needs, Armando Alaniz is the best choice for you.

20. Amistad Mortgage LLC (NMLS 675053)
Información y Opiniones
- Excellent service provided by Angel, Ed, and Stefanie ensuring a stress-free home buying process.
- Knowledgeable and caring broker, Angel, who keeps clients informed throughout the entire process.
- Superior customer service and competitive interest rates offered by Angel and his team.
- Thorough and supportive team at Amistad Mortgage ready to assist clients with home loan solutions.
This mortgage broker offers online appointments and on-site services for added convenience. Customers also appreciate the accessibility features such as wheelchair-accessible car park and entrance. If you are in the market for a new home and seeking a seamless mortgage process, Amistad Mortgage LLC comes highly recommended by satisfied clients.
Map of Mortgage Lenders in Houston
As you navigate the complex world of homeownership, finding the right mortgage lender is key. Houston, Texas boasts a variety of able lenders ready to assist in securing your dream home. Our comprehensive map showcases all mortgage lenders in the city, providing an understanding of options available. Take your time to explore to make the most informed decision.
What factors should I consider when choosing a mortgage lender?
When choosing a mortgage lender in Houston, it's important to consider several factors to ensure you get the best deal possible. Some key things to look for include:
- Interest rates and fees
- Customer service and responsiveness
- Loan types offered
- Reputation and reviews
- Experience and expertise in the Houston market
How do I get pre-approved for a mortgage in Houston?
Getting pre-approved for a mortgage in Houston is a crucial step in the home buying process. To get pre-approved, you'll need to provide your lender with documentation such as:
- Income verification
- Asset information
- Debt details
- Proof of employment
Once you submit this information, your lender will review it and determine how much you can borrow for a home loan.
What types of loans do mortgage lenders in Houston offer?
Mortgage lenders in Houston offer a variety of loan options to suit different needs. Some common types of loans include:
- Conventional loans
- FHA loans
- VA loans
- Jumbo loans
- USDA loans
Each type of loan has its own eligibility criteria, terms, and benefits, so it's important to discuss your options with your lender.
What is the mortgage approval process like with a Houston lender?
The mortgage approval process with a Houston lender typically involves several steps, including:
1. Pre-qualification: Your lender will review your financial information to determine how much you may be eligible to borrow.
2. Pre-approval: You'll submit additional documentation for a more thorough review and approval process.
3. Underwriting: Your lender will evaluate your credit and financial information to finalize your loan approval.
4. Closing: Once your loan is approved, you'll sign the necessary paperwork and close on your new home.
Related Services