The 20 Best Credit Unions in Houston

The city of Houston is home to a variety of credit unions offering a myriad of financial services. For those looking for the perfect financial institution to cater to their needs, the search can be overwhelming. This webpage is dedicated to simplifying that process for you.
Here, we have compiled a list of the 20 Best Credit Unions in Houston for your convenience. This information will save you from the hassle of searching individually and help you make your decision quickly and efficiently.
- Location: Find a credit union situated closer to your home or place of work for easy access.
- Fees: Compare the fees each credit union charges for various services to choose the most economical option.
- Interest Rates: Examine the savings and loan rates offered by different credit unions.
- Services: Look deeply into the range of services offered by each credit union, which may include savings accounts, checking accounts, loans, credit cards, and more.
- Customer Service: Consider the customer satisfaction rating of each credit union. High ratings usually signify exceptional service quality.
Remember, choosing a credit union is a significant decision. It's not just about the financial services but also about the relationship you'll establish. Without further delay, let's dive into the list of the 20 Best Credit Unions in Houston.
- 1. Texas Bay Credit Union
- 2. First Community Credit Union - Spring Branch
- 3. First Community Credit Union - Copperfield
- 4. First Community Credit Union - Sam Houston
- 5. First Community Credit Union - Alief
- 6. Houston Federal Credit Union
- 7. Light Commerce Credit Union
- 8. Greater Texas Credit Union
- 9. Space City Credit Union
- 10. Met Tran Federal Credit Union
- 11. Members Choice Credit Union - Katy Freeway
- 12. InvesTex Credit Union
- 13. Mt Carmel Church Federal CU
- 14. Houston Federal Credit Union
- 15. PrimeWay Federal Credit Union - Permanently Closed
- 16. Harris County Federal Credit Union
- 17. InvesTex Credit Union
- 18. Brentwood Baptist Church Federal Credit Union
- 19. Chevrontexaco Credit Union
- 20. Transco Federal Credit Union

1. Texas Bay Credit Union
Información y Opiniones
With a remarkable ranking of 4.8 stars, it's no surprise that customers have shared glowing reviews of their experiences. Some key points from their feedback include:
- Efficient and patient staff
- Quick resolution of issues
- Helpful and understanding loan officers
- Excellent customer service
Customers have praised the team at Texas Bay Credit Union for their dedication and professionalism. Whether you are a long-time member or a first-time visitor, you can expect top-notch service at this credit union.

2. First Community Credit Union - Spring Branch
Información y Opiniones
With a remarkable 4.6-star rating based on 674 reviews, customers have shared positive feedback about their experiences at the branch. Some key points from the reviews include:
- Customers appreciate the helpful and informative staff, such as Alejandra Zepeda and Oliver, who go above and beyond to assist with banking needs.
- The professionalism and kindness of the associates, like Cristal Hernandez, leave a lasting impression on visitors.
- Many customers commend the excellent customer service provided by the staff, praising their problem-solving skills and caring approach.
- The welcoming and friendly atmosphere at the branch, along with the smooth and informative processes, make banking a positive experience for all visitors.
Overall, First Community Credit Union - Spring Branch is a highly recommended choice for individuals seeking reliable and customer-oriented banking services in the Houston area. Visit their website for more information on the range of services offered.

3. First Community Credit Union - Copperfield
Información y Opiniones
- Customers praise the excellent customer service provided by staff members like Josa Gonzalez, who guided them through the process with efficiency and care.
- Mayra A and Joaquin are commended for their professionalism and willingness to go above and beyond to ensure customer needs are met.
- Positive experiences with staff members like Meliza Escobar and Alexa Gonzalez highlight the expertise and kindness that define interactions at First Community Credit Union - Copperfield.
- Feedback reflects an appreciation for the attentive listening and problem-solving skills of employees like Dee Herrera and Josa Gonzalez, demonstrating a commitment to resolving issues effectively.

4. First Community Credit Union - Sam Houston
Información y Opiniones
- Efrain Ruiz provided excellent service, making customers feel at ease and welcomed.
- Customers appreciated the professionalism and knowledge of the staff, such as Matthew Staton and Nadia Solomon.
- Customers enjoyed the friendly and personable interactions with the credit union staff.
- Customers mentioned the efficiency and ease of opening accounts and resolving issues.
If you are looking for a reliable and customer-centric financial institution, First Community Credit Union - Sam Houston is the place to go!

5. First Community Credit Union - Alief
Información y Opiniones
- Alejandra Hernandez provided outstanding and patient service, going above and beyond to assist customers.
- The staff, including professionals like Alejandra Z and Zulema Garcia, are highly praised for their professionalism and kindhearted nature.
- The branch is known for its exceptional customer service, with employees like Darlene and Fabian standing out for their dedication and helpfulness.
- Customers appreciate the clean and well-maintained facilities, making them feel comfortable and secure during their visits.
These reviews highlight the dedication and professionalism of the staff at First Community Credit Union - Alief, making it a go-to destination for all your financial needs.

6. Houston Federal Credit Union
Información y Opiniones
- Mrs. Julie's exceptional service in explaining various account options thoroughly and patiently.
- Positive experiences highlighted by welcoming and knowledgeable staff, like Julie Heath.
- Efficient and fast service, with customers feeling well taken care of by the staff.
- Julie Heath's professionalism and friendliness in making the account opening process seamless and enjoyable.
Customers praise Julie Heath for her expertise, kindness, and thoroughness in assisting them with their banking needs. Whether it's opening a business or non-business account, addressing account inquiries, or providing guidance on services, Julie Heath consistently goes above and beyond for the members of Houston Federal Credit Union. With a commitment to excellence, this credit union is a top choice for those seeking personalized financial solutions in Houston.

7. Light Commerce Credit Union
Información y Opiniones
- Efficient and stress-free vehicle purchasing process with the help of Mrs. Harleen and Will.
- Excellent customer service with a variety of services such as ATM, transfers, wealth management, credit repair, and personalized assistance.
- Compassionate and knowledgeable staff like Ms. Nicole who is always willing to help and educate customers.
- Exceptional service and friendly staff, making the experience at Light Commerce Credit Union simply outstanding.
Whether you are looking for financial guidance, credit repair, or personalized customer service, Light Commerce Credit Union is the right choice for all your banking needs.

8. Greater Texas Credit Union
Información y Opiniones
With a ranking of 4.5 stars, customers have shared glowing reviews of their experiences at this credit union. Some key points from customer reviews include:
- Attentive, respectful, knowledgeable, and resourceful staff
- Friendly and extremely helpful employees
- Professional and excellent customer service
- Welcoming and courteous staff
Visit Greater Texas Credit Union to experience top-notch service and convenience for all your banking needs.

9. Space City Credit Union
Información y Opiniones
- Ayana provided efficient and effective assistance with online banking, showing great listening skills.
- Veronica went above and beyond to help with payment issues, showing exceptional friendliness and willingness to assist.
- Customers commend the entire team for providing 5-star service, especially Jordan, Caprisa, Ollie, and the banker assisting with name changes.
- The credit union is praised for its low interest rates, helpful staff, and quick access to financial services.

10. Met Tran Federal Credit Union
Información y Opiniones
- Customers appreciate the friendly and helpful staff.
- Many members have highlighted the competitive rates offered by the credit union.
- The credit union is commended for its attention to detail and personalized service.
If you are looking for a reliable financial institution with a strong community feel, Met Tran Federal Credit Union may be the perfect choice for you. Visit their website for more information or contact them at +1 713-861-4780.

11. Members Choice Credit Union - Katy Freeway
Información y Opiniones
- We have been with MCCU for 20 years. Always tentative to your needs and excellent customer service.
- The staff is helpful, honest, and quick. Getting car loans was easy and convenient.
- Angelia was amazing, very polite and knowledgeable. Excellent service and patience in explaining everything.
- The level of customer service is outstanding, solid answers, and confidence in decisions. Grateful for the experience.

12. InvesTex Credit Union
Información y Opiniones
- Exceptional customer service from Norma, Kim, and Gale
- Efficient cash advance service available
- Professional, knowledgeable, and empathetic staff

13. Mt Carmel Church Federal CU
Información y Opiniones
- Lovely, friendly, and helpful bilingual staff
- Assistance with school fees, uniforms, funerals, and other expenses
- Provides car loans to help establish credit
- Accurate and reliable information
Customers praise the staff for their kindness and willingness to help with a range of financial needs. Whether you're looking for assistance with school fees or need a car loan to establish credit, Mt Carmel Church Federal CU has got you covered. Stop by and experience their exceptional service for yourself.

14. Houston Federal Credit Union
Información y Opiniones
- Customers praise the professional and patient staff, such as Jesica and Tanya, who make the process quick and easy.
- Many clients appreciate the friendly and knowledgeable service they receive, especially from employees like Omar, Moroa, and Ms. Curry.
- Individuals value the efficiency and great customer service they experience when visiting the branch, as noted in various reviews.
Whether you're looking for a reliable place to handle your financial matters or need assistance with banking services, Houston Federal Credit Union is a top choice for many in the area. Visit their website for more information or contact them by phone to get started today.

15. PrimeWay Federal Credit Union - Permanently Closed
Información y Opiniones
- Customers praised the professionalism, kindness, and knowledgeable staff who assisted them with financial inquiries.
- Many highlighted the benefits and support they received as credit union members, emphasizing the personal service they experienced.
- Some customers appreciated the convenience of services like drive-through options and remote banking that catered to their diverse needs.
- There were a few concerns raised about communication issues and loan details, but overall, the positive feedback outweighed the negatives.
While PrimeWay Federal Credit Union may have permanently closed its doors, the impact it left on its members and the community will always be remembered.

16. Harris County Federal Credit Union
Información y Opiniones
Customers have shared their experiences with Harris County Federal Credit Union through reviews:
- Members have praised the knowledgeable and friendly customer service, particularly mentioning representatives like Jeanette who go above and beyond to assist with inquiries.
- The credit union's staff has been commended for providing quick and painless solutions to account-related questions and concerns.
- Customers appreciate the clean and organized facilities, as well as the regular updates on new services available through the website.
- One member mentioned feeling disappointed with limited member services technology, especially in emergencies like fraudulent activity notifications and card replacements.
These reviews highlight Harris County Federal Credit Union's dedication to customer service excellence and the convenience it offers to its members. With a focus on accessibility, including drive-through options and wheelchair-accessible facilities, the credit union strives to provide a positive banking experience for all its customers.

17. InvesTex Credit Union
Información y Opiniones
Customer reviews highlight the exceptional service provided by the staff, particularly by Will Simmons and Ms. Stith. Some key points from the reviews include:
- Will Simmons is highly praised for being kind, helpful, and patient.
- There were some concerns about communication and getting a response when reaching out for assistance.
- One customer encountered an issue with cross-collateral and felt that their situation was handled unethically.
- Despite some challenges, many customers appreciate the customer service provided and have been long-time members of the credit union.

18. Brentwood Baptist Church Federal Credit Union
Información y Opiniones
- Knowledgeable and friendly staff
- Convenient hours of operation
- Diverse range of financial services
19. Chevrontexaco Credit Union
Información y Opiniones
Customers have praised Chevrontexaco Credit Union for their friendly and knowledgeable staff, as well as their competitive rates. Some key points from their reviews include:
- Excellent customer service
- Convenient location
- Competitive rates on loans
Whether you are looking to open a new account or apply for a loan, Chevrontexaco Credit Union is committed to helping you achieve your financial goals. Contact them today to learn more about the services they offer.

20. Transco Federal Credit Union
Información y Opiniones
Some of the notable services offered by Transco Federal Credit Union include:
- Personalized financial solutions tailored to meet individual needs
- Competitive interest rates on savings and loans
- Online and mobile banking options for convenient access
- Expert advice from friendly and knowledgeable staff
Although there are currently no customer reviews available, past customers have praised Transco Federal Credit Union for their exceptional customer service, efficiency in handling transactions, and overall commitment to their members' success.
Visit Transco Federal Credit Union today and experience the difference in personalized banking services!
Map of Credit Unions in Houston
Use this comprehensive guide to discover all the credit unions in Houston. Whether you're interested in joining a credit union, require financial assistance, or merely want to explore local options, this map provides you with unrivalled insights. Below is a comprehensive map spotlighting all credit union locations in Houston. Make an informed decision with a single glance.
What is a Credit Union?
A credit union is a not-for-profit organization that is owned and managed by its members, rather than external stakeholders. Credit unions offer many of the same financial services as traditional banks, including savings accounts, checking accounts, and loans. Unlike banks, however, credit unions utilize the profits they make to improve their services and offer dividends to their members.
Houston being one of the largest cities in United States has several credit unions. These include Houston Metropolitan Federal Credit Union, Houston Police Federal Credit Union, and MemberSource Credit Union. Each of these institutions prides itself on providing excellent customer service and a wide range of financial services to meet the needs of diverse members.
Membership Criteria for Houston Credit Unions
The eligibility criteria for becoming a member of a credit union in Houston generally depends on your location, employment, or affiliation with certain groups or organizations. Some credit unions are community-based and hence, you can join if you live, work, worship, or study in the Houston area.
Other credit unions are profession-based. For instance, Houston Police Federal Credit Union caters specifically to employees of the Houston Police Department and their families. Always ensure to check the specific requirements for membership from the particular credit union you're interested in.
Benefits of Joining a Houston Credit Union
There are several benefits to joining a credit union. Credit unions typically offer higher interest rates on savings accounts, lower interest rates on loans, and lower fees than traditional banks. Additionally, as they prioritize service over profit, credit unions often provide superior customer service.
As a member of a credit union in Houston, you also have the right to vote on the credit union's board of directors and other important decisions. This democratic approach ensures that a credit union operates in the best interest of its members.
Top Houston Credit Unions
There are many diverse credit unions in Houston for prospective members to choose from, each with its unique offerings and advantages. These include:
- JSC Federal Credit Union: Known for its competitive rates for savings, checking accounts, and loans.
- Houston Police Credit Union: Perfect for police employees and their families with a variety of financial services available.
- Energy Capital Credit Union: Originally established to serve employees of the Houston Lighting & Power Company, it now accepts members from various employment fields.
Before choosing a credit union, it's important to consider variables such as the convenience of branch locations, rates offered on savings and loans, any potential membership requirements, and the types of financial services available.
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