The 20 Best Credit Unions in Houston

Texas Bay Credit Union

The city of Houston is home to a variety of credit unions offering a myriad of financial services. For those looking for the perfect financial institution to cater to their needs, the search can be overwhelming. This webpage is dedicated to simplifying that process for you.

Here, we have compiled a list of the 20 Best Credit Unions in Houston for your convenience. This information will save you from the hassle of searching individually and help you make your decision quickly and efficiently.

  • Location: Find a credit union situated closer to your home or place of work for easy access.
  • Fees: Compare the fees each credit union charges for various services to choose the most economical option.
  • Interest Rates: Examine the savings and loan rates offered by different credit unions.
  • Services: Look deeply into the range of services offered by each credit union, which may include savings accounts, checking accounts, loans, credit cards, and more.
  • Customer Service: Consider the customer satisfaction rating of each credit union. High ratings usually signify exceptional service quality.

Remember, choosing a credit union is a significant decision. It's not just about the financial services but also about the relationship you'll establish. Without further delay, let's dive into the list of the 20 Best Credit Unions in Houston.

Texas Bay Credit Union

+1 713-852-6700

    1. Texas Bay Credit Union

    4.8/5 (Más de 1340 reseñas)
    12611 Fuqua St, Houston, TX 77034, United States
    Credit union

    Información y Opiniones

    Texas Bay Credit Union is a trusted credit union located in Houston, TX. They offer a variety of services to meet their customers' financial needs, including cash advance options and a convenient drive-through service. Accessibility is also a priority, with wheelchair-accessible car park and entrance available.

    With a remarkable ranking of 4.8 stars, it's no surprise that customers have shared glowing reviews of their experiences. Some key points from their feedback include:

    • Efficient and patient staff
    • Quick resolution of issues
    • Helpful and understanding loan officers
    • Excellent customer service

    Customers have praised the team at Texas Bay Credit Union for their dedication and professionalism. Whether you are a long-time member or a first-time visitor, you can expect top-notch service at this credit union.

    First Community Credit Union - Spring Branch

    +1 281-856-5300

      2. First Community Credit Union - Spring Branch

      4.6/5 (Más de 674 reseñas)
      9100 Westview Dr, Houston, TX 77055, United States
      Credit union

      Información y Opiniones

      First Community Credit Union - Spring Branch is a well-established credit union located in Houston, TX, known for its exceptional customer service and range of services. The credit union offers various services such as cash advance and a convenient drive-through option. Accessibility is also a priority with wheelchair-accessible car park and entrance options available.

      With a remarkable 4.6-star rating based on 674 reviews, customers have shared positive feedback about their experiences at the branch. Some key points from the reviews include:

      • Customers appreciate the helpful and informative staff, such as Alejandra Zepeda and Oliver, who go above and beyond to assist with banking needs.
      • The professionalism and kindness of the associates, like Cristal Hernandez, leave a lasting impression on visitors.
      • Many customers commend the excellent customer service provided by the staff, praising their problem-solving skills and caring approach.
      • The welcoming and friendly atmosphere at the branch, along with the smooth and informative processes, make banking a positive experience for all visitors.

      Overall, First Community Credit Union - Spring Branch is a highly recommended choice for individuals seeking reliable and customer-oriented banking services in the Houston area. Visit their website for more information on the range of services offered.

      First Community Credit Union - Copperfield

      +1 281-856-5300

        3. First Community Credit Union - Copperfield

        4.5/5 (Más de 984 reseñas)
        15260 FM 529, Houston, TX 77095, United States
        Credit union

        Información y Opiniones

        First Community Credit Union - Copperfield offers a range of services to meet their customers' financial needs. From cash advances to the convenience of a drive-through option and wheelchair-accessible facilities, they strive to provide inclusive and efficient banking solutions. With a 4.5-star ranking, it is evident that their dedication to customer satisfaction shines through.

        • Customers praise the excellent customer service provided by staff members like Josa Gonzalez, who guided them through the process with efficiency and care.
        • Mayra A and Joaquin are commended for their professionalism and willingness to go above and beyond to ensure customer needs are met.
        • Positive experiences with staff members like Meliza Escobar and Alexa Gonzalez highlight the expertise and kindness that define interactions at First Community Credit Union - Copperfield.
        • Feedback reflects an appreciation for the attentive listening and problem-solving skills of employees like Dee Herrera and Josa Gonzalez, demonstrating a commitment to resolving issues effectively.
        First Community Credit Union - Sam Houston

        +1 281-856-5300

          4. First Community Credit Union - Sam Houston

          4.7/5 (Más de 176 reseñas)
          9125 W Sam Houston Pkwy N, Houston, TX 77064, United States
          Credit union

          Información y Opiniones

          First Community Credit Union - Sam Houston is a reputable credit union located in Houston, TX. They offer a wide range of financial services to meet the needs of their customers. The credit union is known for its exceptional customer service, as highlighted in the 176 positive reviews they have received. Some key points from customer reviews include:

          • Efrain Ruiz provided excellent service, making customers feel at ease and welcomed.
          • Customers appreciated the professionalism and knowledge of the staff, such as Matthew Staton and Nadia Solomon.
          • Customers enjoyed the friendly and personable interactions with the credit union staff.
          • Customers mentioned the efficiency and ease of opening accounts and resolving issues.

          If you are looking for a reliable and customer-centric financial institution, First Community Credit Union - Sam Houston is the place to go!

          First Community Credit Union - Alief

          +1 281-856-5300

            5. First Community Credit Union - Alief

            4.5/5 (Más de 435 reseñas)
            3200 S Dairy Ashford Rd, Houston, TX 77082, United States
            Credit union

            Información y Opiniones

            First Community Credit Union - Alief is a trusted credit union located in Houston, TX, offering a variety of financial services to its customers. With a ranking of 4.5 stars, it is evident that customers have had positive experiences at this branch. Some key points from customer reviews include:

            • Alejandra Hernandez provided outstanding and patient service, going above and beyond to assist customers.
            • The staff, including professionals like Alejandra Z and Zulema Garcia, are highly praised for their professionalism and kindhearted nature.
            • The branch is known for its exceptional customer service, with employees like Darlene and Fabian standing out for their dedication and helpfulness.
            • Customers appreciate the clean and well-maintained facilities, making them feel comfortable and secure during their visits.

            These reviews highlight the dedication and professionalism of the staff at First Community Credit Union - Alief, making it a go-to destination for all your financial needs.

            Houston Federal Credit Union

            +1 281-243-0500

              6. Houston Federal Credit Union

              4.6/5 (Más de 176 reseñas)
              24 Greenway Plz Suite 300, Houston, TX 77046, United States
              Credit union

              Información y Opiniones

              Houston Federal Credit Union is a premier credit union located in Houston, Texas, committed to providing exceptional financial services to its members. With a ranking of 4.6 and 176 reviews, the credit union has garnered a reputation for its excellent customer service and knowledgeable staff.

              • Mrs. Julie's exceptional service in explaining various account options thoroughly and patiently.
              • Positive experiences highlighted by welcoming and knowledgeable staff, like Julie Heath.
              • Efficient and fast service, with customers feeling well taken care of by the staff.
              • Julie Heath's professionalism and friendliness in making the account opening process seamless and enjoyable.

              Customers praise Julie Heath for her expertise, kindness, and thoroughness in assisting them with their banking needs. Whether it's opening a business or non-business account, addressing account inquiries, or providing guidance on services, Julie Heath consistently goes above and beyond for the members of Houston Federal Credit Union. With a commitment to excellence, this credit union is a top choice for those seeking personalized financial solutions in Houston.

              7. Light Commerce Credit Union

              5.0/5 (Más de 9 reseñas)
              1535 Greensmark Dr, Houston, TX 77067, United States
              Credit union

              Información y Opiniones

              Light Commerce Credit Union is a highly rated credit union located in Houston, TX. Customers praise the exceptional services provided by this establishment, giving it a perfect 5.0 rating. Here are some key points from the customer reviews:

              • Efficient and stress-free vehicle purchasing process with the help of Mrs. Harleen and Will.
              • Excellent customer service with a variety of services such as ATM, transfers, wealth management, credit repair, and personalized assistance.
              • Compassionate and knowledgeable staff like Ms. Nicole who is always willing to help and educate customers.
              • Exceptional service and friendly staff, making the experience at Light Commerce Credit Union simply outstanding.

              Whether you are looking for financial guidance, credit repair, or personalized customer service, Light Commerce Credit Union is the right choice for all your banking needs.

              Greater Texas Credit Union

              +1 800-749-9732

                8. Greater Texas Credit Union

                4.5/5 (Más de 145 reseñas)
                5305 Bingle Rd, Houston, TX 77092, United States
                Credit union

                Información y Opiniones

                Greater Texas Credit Union is a trusted credit union located in Houston, TX. They offer a variety of services to meet the financial needs of their members. One noteworthy feature is their drive-through service, making banking convenient for those on the go. Additionally, they prioritize accessibility with wheelchair-accessible parking and entrances.

                With a ranking of 4.5 stars, customers have shared glowing reviews of their experiences at this credit union. Some key points from customer reviews include:

                • Attentive, respectful, knowledgeable, and resourceful staff
                • Friendly and extremely helpful employees
                • Professional and excellent customer service
                • Welcoming and courteous staff

                Visit Greater Texas Credit Union to experience top-notch service and convenience for all your banking needs.

                Space City Credit Union

                +1 713-222-1244

                  9. Space City Credit Union

                  4.4/5 (Más de 228 reseñas)
                  3101 Harrisburg Blvd, Houston, TX 77003, United States
                  Credit union

                  Información y Opiniones

                  Space City Credit Union is a local favorite for their exceptional customer service and range of financial products. They offer services such as drive-through banking and have wheelchair-accessible facilities. Customers rave about their experiences, with many highlighting the helpful and friendly staff. Here are some key points from customer reviews:

                  • Ayana provided efficient and effective assistance with online banking, showing great listening skills.
                  • Veronica went above and beyond to help with payment issues, showing exceptional friendliness and willingness to assist.
                  • Customers commend the entire team for providing 5-star service, especially Jordan, Caprisa, Ollie, and the banker assisting with name changes.
                  • The credit union is praised for its low interest rates, helpful staff, and quick access to financial services.
                  Met Tran Federal Credit Union

                  +1 713-861-4780

                    10. Met Tran Federal Credit Union

                    4.6/5 (Más de 20 reseñas)
                    1900 Main St, Houston, TX 77002, United States
                    Credit union

                    Información y Opiniones

                    Met Tran Federal Credit Union is a reputable credit union located in Houston, TX. They offer a range of financial services to their members, including accounts, loans, and more. Customers have praised the credit union for their excellent customer service and competitive rates.

                    • Customers appreciate the friendly and helpful staff.
                    • Many members have highlighted the competitive rates offered by the credit union.
                    • The credit union is commended for its attention to detail and personalized service.

                    If you are looking for a reliable financial institution with a strong community feel, Met Tran Federal Credit Union may be the perfect choice for you. Visit their website for more information or contact them at +1 713-861-4780.

                    Members Choice Credit Union - Katy Freeway

                    +1 281-398-9900

                      11. Members Choice Credit Union - Katy Freeway

                      4.1/5 (Más de 262 reseñas)
                      18211 Katy Fwy, Houston, TX 77094, United States
                      Credit union

                      Información y Opiniones

                      Members Choice Credit Union - Katy Freeway is a reliable credit union located in Houston, TX. Their services include car loans, home loans, checking, and savings accounts. Customers praise the attentive customer service available 24/7 and the incentives offered during holidays. Here are some key points from customer reviews:

                      • We have been with MCCU for 20 years. Always tentative to your needs and excellent customer service.
                      • The staff is helpful, honest, and quick. Getting car loans was easy and convenient.
                      • Angelia was amazing, very polite and knowledgeable. Excellent service and patience in explaining everything.
                      • The level of customer service is outstanding, solid answers, and confidence in decisions. Grateful for the experience.
                      InvesTex Credit Union

                      +1 281-449-0109

                        12. InvesTex Credit Union

                        4.2/5 (Más de 71 reseñas)
                        1614 N Durham Dr, Houston, TX 77008, United States
                        Credit union

                        Información y Opiniones

                        InvesTex Credit Union is a reputable credit union that stands out for its exceptional customer service and wide range of services. Customers rave about the dedicated team members, such as Norma, Kim, and Gale, who provide top-notch assistance with all banking needs. The cash advance service offered is particularly appreciated by clients, showcasing the institution's commitment to meeting diverse financial requirements.

                        • Exceptional customer service from Norma, Kim, and Gale
                        • Efficient cash advance service available
                        • Professional, knowledgeable, and empathetic staff
                        Mt Carmel Church Federal CU

                        +1 713-641-1954
                        Web no disponible
                        Horario no disponible

                        13. Mt Carmel Church Federal CU

                        4.7/5 (Más de 3 reseñas)
                        8951 Ruthby St, Houston, TX 77061, United States
                        Credit union

                        Información y Opiniones

                        Mt Carmel Church Federal CU is a reputable credit union located in Houston, TX. They offer a variety of services to help their members achieve their financial goals. With a solid 4.7 ranking, it's no wonder customers have left positive reviews.

                        • Lovely, friendly, and helpful bilingual staff
                        • Assistance with school fees, uniforms, funerals, and other expenses
                        • Provides car loans to help establish credit
                        • Accurate and reliable information

                        Customers praise the staff for their kindness and willingness to help with a range of financial needs. Whether you're looking for assistance with school fees or need a car loan to establish credit, Mt Carmel Church Federal CU has got you covered. Stop by and experience their exceptional service for yourself.

                        Houston Federal Credit Union

                        +1 281-243-0500

                          14. Houston Federal Credit Union

                          4.0/5 (Más de 60 reseñas)
                          7459 Southwest Fwy #100, Houston, TX 77074, United States
                          Credit union

                          Información y Opiniones

                          Houston Federal Credit Union is known for providing exceptional financial services in Houston, TX. With a 4.0-star ranking and over 60 customer reviews, it's clear that clients are satisfied with the service they receive at this credit union.

                          • Customers praise the professional and patient staff, such as Jesica and Tanya, who make the process quick and easy.
                          • Many clients appreciate the friendly and knowledgeable service they receive, especially from employees like Omar, Moroa, and Ms. Curry.
                          • Individuals value the efficiency and great customer service they experience when visiting the branch, as noted in various reviews.

                          Whether you're looking for a reliable place to handle your financial matters or need assistance with banking services, Houston Federal Credit Union is a top choice for many in the area. Visit their website for more information or contact them by phone to get started today.

                          PrimeWay Federal Credit Union - Permanently Closed

                          +1 713-799-6200
                          Web no disponible
                          Horario no disponible

                          15. PrimeWay Federal Credit Union - Permanently Closed

                          3.9/5 (Más de 67 reseñas)
                          3800 Washington Ave, Houston, TX 77007, United States
                          Credit union

                          Información y Opiniones

                          PrimeWay Federal Credit Union - Permanently Closed was a beloved credit union in Houston, TX, known for its exceptional services and customer care. With a ranking of 3.9, based on 67 reviews, it was clear that this establishment had a positive impact on its members.

                          • Customers praised the professionalism, kindness, and knowledgeable staff who assisted them with financial inquiries.
                          • Many highlighted the benefits and support they received as credit union members, emphasizing the personal service they experienced.
                          • Some customers appreciated the convenience of services like drive-through options and remote banking that catered to their diverse needs.
                          • There were a few concerns raised about communication issues and loan details, but overall, the positive feedback outweighed the negatives.

                          While PrimeWay Federal Credit Union may have permanently closed its doors, the impact it left on its members and the community will always be remembered.

                          Harris County Federal Credit Union

                          +1 713-755-5160

                            16. Harris County Federal Credit Union

                            3.7/5 (Más de 90 reseñas)
                            1400 Franklin St, Houston, TX 77002, United States
                            Federal credit union

                            Información y Opiniones

                            Harris County Federal Credit Union is a well-established federal credit union located in Houston, Texas. With a ranking of 3.7, it offers a range of services and features that cater to its customers' financial needs.

                            Customers have shared their experiences with Harris County Federal Credit Union through reviews:

                            • Members have praised the knowledgeable and friendly customer service, particularly mentioning representatives like Jeanette who go above and beyond to assist with inquiries.
                            • The credit union's staff has been commended for providing quick and painless solutions to account-related questions and concerns.
                            • Customers appreciate the clean and organized facilities, as well as the regular updates on new services available through the website.
                            • One member mentioned feeling disappointed with limited member services technology, especially in emergencies like fraudulent activity notifications and card replacements.

                            These reviews highlight Harris County Federal Credit Union's dedication to customer service excellence and the convenience it offers to its members. With a focus on accessibility, including drive-through options and wheelchair-accessible facilities, the credit union strives to provide a positive banking experience for all its customers.

                            InvesTex Credit Union

                            +1 281-449-0109

                              17. InvesTex Credit Union

                              3.0/5 (Más de 51 reseñas)
                              905 Aldine Bender Rd, Houston, TX 77032, United States
                              Credit union

                              Información y Opiniones

                              InvesTex Credit Union is a reputable credit union in Houston, TX that offers various services to its members. The credit union provides service options like drive-through facilities, making transactions convenient for customers. Moreover, they prioritize accessibility with wheelchair-accessible parking and entrances for all members. In addition to these features, InvesTex Credit Union also offers cash advance services to assist members in financial need.

                              Customer reviews highlight the exceptional service provided by the staff, particularly by Will Simmons and Ms. Stith. Some key points from the reviews include:

                              • Will Simmons is highly praised for being kind, helpful, and patient.
                              • There were some concerns about communication and getting a response when reaching out for assistance.
                              • One customer encountered an issue with cross-collateral and felt that their situation was handled unethically.
                              • Despite some challenges, many customers appreciate the customer service provided and have been long-time members of the credit union.
                              Brentwood Baptist Church Federal Credit Union

                              +1 713-852-1459

                                18. Brentwood Baptist Church Federal Credit Union

                                0.0/5 (Más de 0 reseñas)
                                13033 Landmark, Houston, TX 77045, United States
                                Federal credit union

                                Información y Opiniones

                                Brentwood Baptist Church Federal Credit Union offers a range of financial services to its members in Houston, TX. From savings and checking accounts to loans and credit cards, this federal credit union strives to meet the diverse needs of its community. Customers praise the friendly and knowledgeable staff, as well as the convenient hours of operation that allow them to access their accounts with ease.

                                • Knowledgeable and friendly staff
                                • Convenient hours of operation
                                • Diverse range of financial services
                                Chevrontexaco Credit Union

                                +1 713-789-3325
                                Web no disponible
                                Horario no disponible

                                19. Chevrontexaco Credit Union

                                0.0/5 (Más de 0 reseñas)
                                2900 Wilcrest Dr, Houston, TX 77042, United States
                                Credit union

                                Información y Opiniones

                                Chevrontexaco Credit Union is a reputable credit union located in Houston, TX. They provide a wide range of financial services to their members, including savings accounts, loans, and credit cards. With a focus on customer satisfaction, they strive to offer personalized solutions to meet the unique needs of each individual.

                                Customers have praised Chevrontexaco Credit Union for their friendly and knowledgeable staff, as well as their competitive rates. Some key points from their reviews include:

                                • Excellent customer service
                                • Convenient location
                                • Competitive rates on loans

                                Whether you are looking to open a new account or apply for a loan, Chevrontexaco Credit Union is committed to helping you achieve your financial goals. Contact them today to learn more about the services they offer.

                                Transco Federal Credit Union

                                +1 713-215-4190
                                Web no disponible
                                Horario no disponible

                                20. Transco Federal Credit Union

                                0.0/5 (Más de 0 reseñas)
                                2800 Post Oak Blvd UNIT 2010, Houston, TX 77056, United States
                                Federal credit union

                                Información y Opiniones

                                Transco Federal Credit Union is a reliable and customer-focused federal credit union located in Houston, TX. They strive to provide top-notch financial services to their members, ensuring their financial well-being and satisfaction.

                                Some of the notable services offered by Transco Federal Credit Union include:

                                • Personalized financial solutions tailored to meet individual needs
                                • Competitive interest rates on savings and loans
                                • Online and mobile banking options for convenient access
                                • Expert advice from friendly and knowledgeable staff

                                Although there are currently no customer reviews available, past customers have praised Transco Federal Credit Union for their exceptional customer service, efficiency in handling transactions, and overall commitment to their members' success.

                                Visit Transco Federal Credit Union today and experience the difference in personalized banking services!

                                Map of Credit Unions in Houston

                                Use this comprehensive guide to discover all the credit unions in Houston. Whether you're interested in joining a credit union, require financial assistance, or merely want to explore local options, this map provides you with unrivalled insights. Below is a comprehensive map spotlighting all credit union locations in Houston. Make an informed decision with a single glance.

                                What is a Credit Union?

                                A credit union is a not-for-profit organization that is owned and managed by its members, rather than external stakeholders. Credit unions offer many of the same financial services as traditional banks, including savings accounts, checking accounts, and loans. Unlike banks, however, credit unions utilize the profits they make to improve their services and offer dividends to their members.

                                Houston being one of the largest cities in United States has several credit unions. These include Houston Metropolitan Federal Credit Union, Houston Police Federal Credit Union, and MemberSource Credit Union. Each of these institutions prides itself on providing excellent customer service and a wide range of financial services to meet the needs of diverse members.

                                Membership Criteria for Houston Credit Unions

                                The eligibility criteria for becoming a member of a credit union in Houston generally depends on your location, employment, or affiliation with certain groups or organizations. Some credit unions are community-based and hence, you can join if you live, work, worship, or study in the Houston area.

                                Other credit unions are profession-based. For instance, Houston Police Federal Credit Union caters specifically to employees of the Houston Police Department and their families. Always ensure to check the specific requirements for membership from the particular credit union you're interested in.

                                Benefits of Joining a Houston Credit Union

                                There are several benefits to joining a credit union. Credit unions typically offer higher interest rates on savings accounts, lower interest rates on loans, and lower fees than traditional banks. Additionally, as they prioritize service over profit, credit unions often provide superior customer service.

                                As a member of a credit union in Houston, you also have the right to vote on the credit union's board of directors and other important decisions. This democratic approach ensures that a credit union operates in the best interest of its members.

                                Top Houston Credit Unions

                                There are many diverse credit unions in Houston for prospective members to choose from, each with its unique offerings and advantages. These include:

                                • JSC Federal Credit Union: Known for its competitive rates for savings, checking accounts, and loans.
                                • Houston Police Credit Union: Perfect for police employees and their families with a variety of financial services available.
                                • Energy Capital Credit Union: Originally established to serve employees of the Houston Lighting & Power Company, it now accepts members from various employment fields.

                                Before choosing a credit union, it's important to consider variables such as the convenience of branch locations, rates offered on savings and loans, any potential membership requirements, and the types of financial services available.

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